Explore Your Options
Let’s Build Your Dream Home Together!!
The Right Home Loan that Fits Your Needs Can Certainly Help You.
No need to wait for years to step into your own space that you can call a Home. With Upniva easy process Home Loans, you can experience the happiness of your own home in no time.
| Bank Name | Rate of Interest | Processing Fees | CIBIL Score | Loan Amount | Apply Now |
|---|---|---|---|---|---|
| PNB Housing Finance Home Loan | Roshni- 10.50% to 14%, Prime 8.75% to 10% (Reducing) | 10000 for Salaried, In Roshni-1%, Self Employed-0.50% | 625+ | Upto 10 Cr | Apply now |
| Mahindra Finance Home Loan | 9% Onwards | 1%-3% | 650+ | Upto 50 Lac | Apply now |
DCB Bank Home Loan
MINIMUM SALARY
18000/-Per Month 20000/-
RATE OF INTEREST
18% to 22%(Reducing)
PROCESSING FEES
1% to 3%
CIBIL SCORE
700+
LOAN AMOUNT
Rs.50k to 10 Lac
Tata Capital Home Loan
MINIMUM SALARY
25001/-Per Month
RATE OF INTEREST
25% to 30% (Reducing)
PROCESSING FEES
6% To 8%
CIBIL SCORE
625+
LOAN AMOUNT
Rs.50k- to 10 Lac
Federal Bank Home Loan
MINIMUM SALARY
20000/-Per Month
RATE OF INTEREST
18% to 32% (Reducing)
PROCESSING FEES
2% of loan amount
CIBIL SCORE
650+
LOAN AMOUNT
Rs.25000 to 5 Lac
Aditya Birla Home Loan
MINIMUM SALARY
15000/-Per Month
RATE OF INTEREST
15% to 30%(Reducing)
PROCESSING FEES
1% to 2%
CIBIL SCORE
550+
LOAN AMOUNT
Rs.8000 to 2 Lac
HDFC Bank Home Loans
MINIMUM SALARY
20000/-Per Month
RATE OF INTEREST
1.5% Per month onwards
PROCESSING FEES
Each time 2% flat for withdrawl
CIBIL SCORE
725+
LOAN AMOUNT
5000 to 5 Lakhs
Standard Chartered Home Loan
MINIMUM SALARY
12000/- Per Month
RATE OF INTEREST
1.5% Onwards
PROCESSING FEES
1.5% – 2%
CIBIL SCORE
550+
LOAN AMOUNT
10000 to 4 Lac
(Upto 4 Month)
Aadhar Home Loan
MINIMUM SALARY
25,000+
RATE OF INTEREST
10.99% Onwards
PROCESSING FEES
2% – 5%
CIBIL SCORE
700+
LOAN AMOUNT
Upto 10 lakh ( Maximum 36 Month)
Indian Bank Home loans
MINIMUM SALARY
Upto 5 lakh ( Maximum 60 Month)
RATE OF INTEREST
16% Onwards
PROCESSING FEES
1% – 4%
CIBIL SCORE
550+
LOAN AMOUNT
5000 to 25000 (1 Month to 6 Month)
Shubham Housing Finance Home Loan
MINIMUM SALARY
25,000+
RATE OF INTEREST
11.15% Onwards
PROCESSING FEES
1% – 4%
CIBIL SCORE
690+
LOAN AMOUNT
1 Lac to 40 Lac
(12 Month to 60 Month)
Bajaj Housing Finance Home Loan
MINIMUM SALARY
15,000
RATE OF INTEREST
12% to 36%
PROCESSING FEES
3%
CIBIL SCORE
700+
LOAN AMOUNT
5000 – 1 Lac
FAQs
- A home loan, also known as a mortgage, is a type of loan provided by financial institutions to help individuals purchase a home. The loan is secured by the property being purchased.
- When you take out a home loan, the lender provides you with a sum of money to buy a home. You then repay the loan amount, including interest, over a specified period, usually through monthly installments.
The loan-to-value ratio is the percentage of the home’s purchase price that the lender is willing to finance. The remaining amount is the down payment you need to make.
With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. An adjustable-rate mortgage has an interest rate that can change periodically, typically after an initial fixed period.
Home loan terms can vary, but they typically range from 15 to 30 years. Shorter terms often come with higher monthly payments but lower total interest costs.