AU Bank Credit Card
| Location | Pan India as per Pin code |
| CIBIL Score | 720+ |
| Product | Fresh Card & Card to Card |
| Card Limit & Vintage in case of Card to Card Product | 6
Month old Card with 50k credit limit with 30% available limit |
| TAT | 3 to 4 days |
| Applicant | Any Self Employed or Salaried Individual |
| Applicant Age | Salaried
23-60 Self employed 25-65 |
| Minimum Income | 1.Salaried-
30K Gross Monthly Salary 2. Self Employed-5 Lac ITR |
| Type of Cards | 5
Types of different Cards 1. Altura 2. Altura+ 3. Vetta 4. Zenith 5. LIT |
| Most Popular Card | Zenith |
| Annual Fees | 1. Altura-199, 2. Altura+-499, 3. Vetta-2999, 4. Zenith-7599, 5. LIT-Life Time Free |
| Reward Point | 1. Altura- (i) 2 complimentary access at selected Railway lounge (ii) 7% Cash back as an activation offer & 2% cash back on spending (iii) Additional Cash back of Rs.50 on retail spending 10000 during statement cycle2. Altura+ – (i) 1% Fuel Surcharge waiver (ii) 1.50% Cash back on POS retail transactions & 2X Reward Point on Online Transactions (iii) 2 complimentary access at Selected Railway lounge 3. Vetta- (i) Complimentary access at selected Railway Lounge, domestic & international lounge (ii) 1% fuel surcharge for transaction between Rs.400-5000 (iii)Gift Voucher worth Rs2000 on spending Rs.30,000 in next 60 days from the date of issuance 4. Zenith- Rs1000 free Voucher on 1st successful retail transaction on POS, 10000 Reward point on spending Rs.1 lac in next 60 days from the date of issuance 5. LIT- 5% Cash back on Dining, Travel & Grocery, 1 Reward point on every 100 spend, 3month Free Membership of Zee5, Amazon Prime, cult. fit |
| Negative Profile | 1.
Minus 1 CIBIL, Group D employee 2. Single Name not allowed, Name mismatch not allowed, short address not allowed |
| USP | 1.Free
Card for gov employee and listed company 2. Card on CIBIL Basis |
| Additional | 1.
4 Reward Point= Rs. 1 2. All Cards annual fees is waived on spending a fix amount in a year |