Lendingkart Business Loan

Documents Required for Lendingkart Business Loan

Let’s look into the eligibilities and required Documentation to make your application process even smoother:

KYC of applicant & Co-Applicant
Last 3 year ITR with computation of income of applicant & co-applicant
Last 3 year audited balance sheet of applicant
Last 3 year Tax audit report of applicant
Last 12 month Bank Statement of applicant & co-applicant
26AS of last 2 year of applicant & co-applicant
Copy of GST registration
Copy of MSME registration
Copy of Last 12 month GST return
Sanction letter of all running loan
Debt Sheet
Latest utility Bill of residence if owned or rent agreement if rented
Latest utility Bill of Office if owned or rent agreement if rented
2 Reference with contact details
Last 3 year Debtors & Creditors on letter head
List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Note : Lendingkart Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Some Important Points

1. KYC Means If Applicant is

Company-MOA, AOA, COI , PAN Card
Partnership Firm/LLP- Partnership Deed & PAN Card
Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

KYC means Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

Company : Directors
Partnership firm/LLP : Partners
Proprietorship Firm : Spouse of Proprietor

2. If applicant is professional, then his professional degree is required

Share & Apply

About Lendingkart Business Loan

LENDINGKART Finance Limited (formerly Aadri Infin Limited) is a non-deposit-taking NBFC in India that provides SME lending. The Company wants to make small business lending accessible to everyone. LENDINGKART Finance Limited, unlike banks and other non-banking financial firms, does not evaluate a client’s old records (past financial statements and income tax returns) to determine credit risk. The NBFC, on the other hand, follows up on a client’s current year’s cash flows and business expansion.

Work Process

Save Your Time with a Simple Loan Process

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Let us take an example, How EMI is being calculated

Year	Principal (A)	Interest (B)	Total Payment (A + B)	Balance	Loan Paid To Date
2022	₹ 37,853	₹ 41,667	₹ 79,520	₹ 19,62,147	1.89%

Dec	₹ 37,853	₹ 41,667	₹ 79,520	₹ 19,62,147	1.89%
2023	₹ 5,20,700	₹ 4,33,536	₹ 9,54,236	₹ 14,41,447	27.93%
Jan	₹ 38,642	₹ 40,878	₹ 79,520	₹ 19,23,505	3.82%
Feb	₹ 39,447	₹ 40,073	₹ 79,520	₹ 18,84,059	5.80%
Mar	₹ 40,268	₹ 39,251	₹ 79,520	₹ 18,43,790	7.81%
Apr	₹ 41,107	₹ 38,412	₹ 79,520	₹ 18,02,683	9.87%
May	₹ 41,964	₹ 37,556	₹ 79,520	₹ 17,60,719	11.96%
Jun	₹ 42,838	₹ 36,682	₹ 79,520	₹ 17,17,881	14.11%
Jul	₹ 43,730	₹ 35,789	₹ 79,520	₹ 16,74,151	16.29%
Aug	₹ 44,642	₹ 34,878	₹ 79,520	₹ 16,29,509	18.52%
Sep	₹ 45,572	₹ 33,948	₹ 79,520	₹ 15,83,938	20.80%
Oct	₹ 46,521	₹ 32,999	₹ 79,520	₹ 15,37,417	23.13%
Nov	₹ 47,490	₹ 32,030	₹ 79,520	₹ 14,89,927	25.50%
Dec	₹ 48,480	₹ 31,040	₹ 79,520	₹ 14,41,447	27.93%
2024	₹ 6,66,877	₹ 2,87,359	₹ 9,54,236	₹ 7,74,570	61.27%
Jan	₹ 49,490	₹ 30,030	₹ 79,520	₹ 13,91,958	30.40%
Feb	₹ 50,521	₹ 28,999	₹ 79,520	₹ 13,41,437	32.93%
Mar	₹ 51,573	₹ 27,947	₹ 79,520	₹ 12,89,864	35.51%
Apr	₹ 52,647	₹ 26,872	₹ 79,520	₹ 12,37,217	38.14%
May	₹ 53,744	₹ 25,775	₹ 79,520	₹ 11,83,472	40.83%
Jun	₹ 54,864	₹ 24,656	₹ 79,520	₹ 11,28,608	43.57%
Jul	₹ 56,007	₹ 23,513	₹ 79,520	₹ 10,72,601	46.37%
Aug	₹ 57,174	₹ 22,346	₹ 79,520	₹ 10,15,428	49.23%
Sep	₹ 58,365	₹ 21,155	₹ 79,520	₹ 9,57,063	52.15%
Oct	₹ 59,581	₹ 19,939	₹ 79,520	₹ 8,97,482	55.13%
Nov	₹ 60,822	₹ 18,698	₹ 79,520	₹ 8,36,660	58.17%
Dec	₹ 62,089	₹ 17,430	₹ 79,520	₹ 7,74,570	61.27%
2025	₹ 7,74,570	₹ 1,00,146	₹ 8,74,716	₹ 0	100.00%
Jan	₹ 63,383	₹ 16,137	₹ 79,520	₹ 7,11,188	64.44%
Feb	₹ 64,703	₹ 14,816	₹ 79,520	₹ 6,46,484	67.68%
Mar	₹ 66,051	₹ 13,468	₹ 79,520	₹ 5,80,433	70.98%
Apr	₹ 67,427	₹ 12,092	₹ 79,520	₹ 5,13,006	74.35%
May	₹ 68,832	₹ 10,688	₹ 79,520	₹ 4,44,174	77.79%
Jun	₹ 70,266	₹ 9,254	₹ 79,520	₹ 3,73,908	81.30%
Jul	₹ 71,730	₹ 7,790	₹ 79,520	₹ 3,02,178	84.89%
Aug	₹ 73,224	₹ 6,295	₹ 79,520	₹ 2,28,954	88.55%
Sep	₹ 74,750	₹ 4,770	₹ 79,520	₹ 1,54,204	92.29%
Oct	₹ 76,307	₹ 3,213	₹ 79,520	₹ 77,897	96.11%
Nov	₹ 77,897	₹ 1,623	₹ 79,520	₹ 0	100.00%