PNB Housing Loan against Property


Right Documents : Easy Process

Required Documents for PNB Housing Finance

Salaried Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case.
  • Sanction letter of all running loans.
  • Latest utility Bill if owned residence or rent agreement if rented.
  • 2 Reference with contact details.

Self-employed Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Copy of GST registration ,Copy of MSME registration ,Copy of Last 12 month GST return
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loans.
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented.
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letterhead
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

About PNB Housing Finance

PNB Housing Financing Limited boasts a robust network of branches throughout India. PNB Housing Finance Limited provides housing loans to its clients and corporate entities so they can purchase, build, renovate, and repair their homes. In addition, PNB Housing Limited provides loans for the purchase of land for residential use, loans against property, and financing for commercial properties.

PNB Housing Finance Customer Care Details

Basic Eligibility Criteria

The person should be salaried or self-employed.

If the person works for a salary, they should not be older than 60. If they are self-employed, they should not be older than 70 years.

The applicant should have a CIBIL score of 650+.