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Here are a few factors
Card Type : | Lifestyle |
Best Suited : | Lifestyle |
Joining Fee : | NIL |
Annual Fee : | NIL |
Finance Charges : | 0.0359% per month |
Negative Profiles : | NRI, Age below 18, Pensioner, CIBIL below 720, Minus 1 CIBIL, Group D employee, Individuals with Cash Salary, Single Name not allowed, Name mismatch not allowed, short address not allowed |
Best Features : | Earn up to 10X reward points for domestic and international transactions, both online and offline. |

Enjoy the perks of AU Bank LIT Credit Card! I
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1. 5% Cash Back 3 times within a 90-day span.
2. Receive 5% cashback on retail purchases along with 1 reward point for every Rs. 100 spent.

Check Here Some Exciting Perks
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Enjoy up to 4 complimentary lounge visits per quarter.
Lifetime Free Card
No joining fee
No Annual fee
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of AU Bank LIT Credit Card
Minimal retail spend of Rs. 7,500 and a maximum payback of Rs. 500 during a 30-day period.
Avail fun & fitness memberships such as Zee5, Amazon Prime, Cult.fit.
No Add-on Card fee.
Enjoy up to eight free golf rounds or lessons every year.
Eligibility to Apply for AU Bank LIT Credit Card
Primary cardholder must be between the age of 18 years to 65 years
Add-on cardholders should be of 18 years or above.
Income of Self-employed applicant must be Rs. 6,00,000 per annum or more
Net income of the salaried applicant must be above Rs. 25,000 monthly
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
Cashback incentives do not apply to fuel, rent, insurance, or cash withdrawal purchases.
The AU Small Finance Bank LIT Credit Card allows no-fee membership for three months.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
The joining fee of this card is Zero.
Yes, there is.