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IDFC First Bank Classic Credit Card
In addition to the IDFC First Select and IDFC First Milenia Credit Cards, the bank offers the IDFC First Classic Card without a yearly charge. The card has no joining cost and is designed for consumers' needs.Powered By
IDFC First Bank Classic Credit Card
Apply Now
Here are a few factors
| Card Type: | Reward & Cashback |
| Best Suited: | Reward & Cashback |
| Joining Fee: | NIL |
| Annual Fee: | NIL |
| Finance Charges: | 0.0399% per month |
| Best feature: | 6X reward points on online spend. No Capping on Usage of Reward Points. |
| Negative Profile: | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Bullion Traders, Real Estate or Property Dealer, Hotel and Restaurant, Media employee, Tour & Travel employee, pensioner, partnership or proprietorship firm, gym, Minus 1 cibil etc. |
Enjoy the delight of Saving with reward points!
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3X reward points on Rent Payment & UPI Payment
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10X Reward Points on incremental spends above Rs. 20,000.
Check Here Some Exciting Perks
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4 Quarterly Complimentary access to Domestic Railway Lounge.
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You can earn 10x reward points for each Rs. 150 spent on your birthday.
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You receive complimentary roadside assistance worth Rs. 1,399 up to four times every year.
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Get up to a 15% discount at over 3000 health and wellness stores.
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Receive over 300+ partner retailer offers across the year.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for IDFC First Bank Classic Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
Should have a minimum monthly Gross income of Rs. 25,000 for the salaried applicants.
Self-employed people should file ITR of at least Rs. 5 lakh.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
This credit card is open to Indian citizens with a consistent source of income.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no joining fee.
There is no Annual fee associated with this card.
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