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Card Type: | Business |
Best Suited: | Business |
Joining Fee: | Rs. 299+GST |
Annual Fee: | Rs. 299+GST |
Finance Charges: | 0.035% per month |
Best feature: | Earn 4 reward points every time you spend Rs. 100 on selected Categories. |
Negative Profile: | Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, GYM, Minus 1 CIBIL etc. |

Don't miss these fantastic perks! I
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Earn 1 reward point on other categories.
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You are entitled to one airport visit every calendar quarter to Visa lounges at Indian airports.

Check Here Some Exciting Perks
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Low joining fee.
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Low annual fee.
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No add-on card fee.
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Whenever you book train tickets through www.irctc.co.in, you will receive a 1.8% railway surcharge waiver.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for Kotak Bank BIZ Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
The self employed Applicant Should have a minimum gross income of Rs 4 lakhs monthly.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
There is a yearly fee of Rs. 299+GST for the Card.
Yes, there is a membership fee of Rs. 299+ GST for this card.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.