Recent Search and Popular Product
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Card Type : | Shopping |
Best Suited : | Shopping |
Joining Fee : | NIL |
Annual Fee : | NIL |
Finance Charges : | 0.035% per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | 3 Reward Points Per Rs.100 spent. |

Check Here Some Exciting Perks
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Enjoy Facility of making UPI Payment through this Card.
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No joining fee.
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No add-on card fee.
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No annual fee.
Required Documents
PAN card photocopy or Form 60.
Latest payslip/Form 16/IT return copy as proof of income.
Residence proof (any one of the following):
Passport
Driving License
Ration card
Electricity bill
Landline telephone bill
Eligibility to Apply for Kotak Bank UPI Rupay Virtual Credit Card
Primary cardholders must be between the age of 21 years to 65 years.
Add-on cardholders should be 18 years or above.
Resident Indian
Should have a minimum income of Rs 3 lakh annually.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
There is no annual fee for this card.
The membership fee of this card is zero.
For credit card-related inquiries, contact Kotak Bank customer service at 1860-266-2666.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.