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Location : | PAN India |
TAT : | 15 minutes |
Bank Rating : | CARE AA+ & CRISIL AA+ |
Bank Type : | NSE Listed Company |
Bank vintage : | 35 Year Old (Associate Company of Punjab National Bank) |
Deposit Amount : | 10K to 5 Cr |
Tenure : | 12 Month to 120 Month |
Deposit Rate : | 6.79% to 10.42% (0.30% extra for Senior Citizen |
Nominee Required : | 4-5% |
USP : | Better Rate of Return |
Negative Profile : | Co-Operative Society, Trust, NGO |
INTEREST RATE
following Rates are applicabale for deposits upto Rs. 5cr with effect from 22/9/2023
Tenure (Month) | Cumulative Option* Roi (p.a.) | Non-Cumulative Option* Roi (p.a.) | ||||
---|---|---|---|---|---|---|
ROI | Tantative Yield to Maturity |
Monthly | Quarterly | Half yearly | Annual | |
12-23 | 7.45% | 7.45% | 7.21% | 7.25% | 7.32% | 7.45% |
24-35 | 7.00% | 7.25% | 6.79% | 6.83% | 6.89% | 7.00% |
36-47 | 7.85% | 8.48% | 7.58% | 7.63% | 7.70% | 7.85% |
48-59 | 7.40% | 8.26% | 7.16% | 7.20% | 7.26% | 7.40% |
60-71 | 7.65% | 8.91% | 7.39% | 7.44% | 7.51% | 7.65% |
72-84 | 7.40% | 8.91% | 7.16% | 7.20% | 7.27% | 7.40% |
120 | 7.40% | 10.42% | 7.16% | 7.20% | 7.27% | 7.40% |
Minimum Deposit Amount | ₹10,000 | ₹25,000 | ₹10,000 | ₹10,000 | ₹10,000 |
Eligibility Requirement For PNB Housing FD
-
Any Individual, Company, Govt Organization, or Firm is eligible to apply
-
Co-operative Society, Trust, and NGOs are not qualified to apply
-
The age of the applicant should be 3 to 100 years
-
The age of the account nominee must be 21 to 100 years
Required Documents
Only KYC Documents required.
Save Your Time with a Simple Loan Process

Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
The minimum age of the nominee must be 21
No, it is mandatory to provide a nominee for your PNB Housing FD account.
Yes, Govt. organizations can apply for PNB Housing FD
The deposit rate of the PNB Housing FD account is 6.79% to 10.42% (0.30% extra for Senior Citizens).
the minimum deposit amount for a PNB Housing FD Account is Rs. 10,000