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Here are a few factors
Processing : | Online |
Location : | Pan India |
CIBIL : | 700 + |
ROI Type : | Reducing |
Loan Amount : | 5,000 - 1 lac |
Loan Tenure : | 7 days to 12 Months |
Minimum Salary Required : | 15,000 |
FOIR : | CIBIL BASE APPROVAL |
Minimum job Vintage : | Not Required |
Employer Business Vintage : | Not Required |
Rate Of Interest : | 12-36% |
Processing Fees : | 3% |
Co-Applicant Required : | No |
Foreclosure charges : | Not required |
USP : | No Business Vintage and Registrations Required |
TAT : | 24 HOURS TO 28 HOURS |
Part payment Allowance : | yes |
Accepted Salary Modes : | NEFT, RTGS, IMPS, UPI & COMPANY TRANSFER |
Negative Profile : | No Negative Profile |
Why Choose Alpha Money Personal Loan
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100% Digital Process
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Fast Approval & Disbursal
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Flexible Tenure Options
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Affordable Interest Rates
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Zero Foreclosure Charges
Required Eligibility for Alpha Money Personal Loan
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The applicant must be an Indian Resident
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The minimum monthly salary of the applicant must be Rs. 15,000
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Salary receiving mode of the applicant must be NEFT, RTGS, IMPS,UPI & Company Transfer
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The age of the applicant must be between 21 to 58
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Minimum job vintage of the applicant must be 3 months
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The minimum CIBIL of the applicant must be more than 700
Required Documents
KYC Documents :
Aadhaar Card
Driving Licence
Voter's Identity Card
Passport
Utility bills like Telephone Bill / Electricity Bill etc.
Income Proof Documents :
Latest 1-month salary slips
Bank statements from the previous three months
FREQUENTLY ASKED QUESTIONS
What are the Foreclosure charges of Alpha Money Personal Loan?
There are no foreclosure charges on the Alpha Money Personal Loan
What is the minimum required monthly salary to apply for Alpha Money Personal Loan?
The minimum required monthly salary to apply for an Alpha Money Personal Loan is Rs. 15,000
Can I get an Alpha Money Personal Loan if I receive my salary through Cash mode?
No, you can not get an Alpha Money Personal Loan if I receive my salary through Cash mode.
Is it mandatory to get a Co-applicant to apply for an Alpha Money Personal Loan?
No, it is not mandatory to get a Co-applicant to apply for an Alpha Money Personal Loan