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🎉 Big News! Refer Loan is Now Upniva! 🎉🎉 Big News! Refer Loan is Now Upniva! 🎉🎉 Big News! Refer Loan is Now Upniva! 🎉🎉 Big News! Refer Loan is Now Upniva! 🎉🎉 Big News! Refer Loan is Now Upniva! 🎉🎉 Big News! Refer Loan is Now Upniva! 🎉

EMI Calculator

Interest Type

Loan Amount

₹

Interest Rate

%

Loan Tenure

Mo
Loan Amount₹100,000
Interest %8 %
Tenure (months)12
Emi (monthly)₹ 8,699
Total Interest₹ 4,386
Loan Amount + Interest₹ 104,386
YearTotal Principal
( A )		Total Interest
( B )		Balance
( A + B)		Total Payment Loan Paid Till Date (%)
₹ 82,777₹ 4,213₹ 86,990₹ 17,22382.78 %
Mar₹ 8,032₹ 667₹ 8,699₹ 91,9688.03 %
Apr₹ 8,086₹ 613₹ 8,699₹ 83,88216.12 %
May₹ 8,140₹ 559₹ 8,699₹ 75,74224.26 %
Jun₹ 8,194₹ 505₹ 8,699₹ 67,54832.45 %
Jul₹ 8,249₹ 450₹ 8,699₹ 59,29940.70 %
Aug₹ 8,304₹ 395₹ 8,699₹ 50,99549.00 %
Sep₹ 8,359₹ 340₹ 8,699₹ 42,63657.36 %
Oct₹ 8,415₹ 284₹ 8,699₹ 34,22165.78 %
Nov₹ 8,471₹ 228₹ 8,699₹ 25,75074.25 %
Dec₹ 8,527₹ 172₹ 8,699₹ 17,22382.78 %
₹ 17,225₹ 173₹ 17,398₹ 0100.00 %
Jan₹ 8,584₹ 115₹ 8,699₹ 8,63991.36 %
Feb₹ 8,641₹ 58₹ 8,699₹ 0100.00 %

Why Choose ARKA Business Loan

  • Hassle-free documentation and disbursal
  • Affordable interest rates
  • Long repayment term
  • Smooth balance transfer processing and top-up on your outstanding loan
  • No hidden costs
  • Multiple properties can be offered as collateral for one loan

Required Documents

Identity Proof

Address proof

Business Income Proof

Business Ownership Proof

Required Eligibility of Arka Business Loan

  • The minimum age of the applicant must be between 25-70
  • The minimum vintage of the business must be 3 years
  • The minimum CIBIL score of the applicant must be 700
  • The minimum monthly business turnover of the applicant must be Rs. 1 Cr.
  • Proprietorship, Partnership, LLP, BSC Listed and non-listed firms are eligible to apply

FREQUENTLY ASKED QUESTIONS

Established in 2018, ARKA Fincap is an RBI-licensed company

No, NRIs are not eligible to apply for an ARKA Fincap Business Loan 

The borrowers can pre-pay their loan after 12 months of the loan sanction

No, you can’t, the minimum required CIBIL to apply for an ARKA Business Loan is 700

Copyright 2026 upnivaa Fintech Private Limited

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

Disclaimer: Upnivaa Fintech Private Limited is not a bank or NBFC and does not provide loans directly. We act solely as a facilitator, connecting users with financial institutions, and also provide business opportunities across multiple domains including travel, recharge, CA/legal services, insurance, and utilities.

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