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AU Bank Business Banking (LAP/DOD upto 20Cr)
Among your greatest assets is your property. To get it, you have invested your hard-earned funds. Let your property speak for itself now. One of the best ways to make the most of your property is to use a loan secured by it. This multipurpose loan will enable you to realize your aspirations of expanding your company or doing long-overdue house remodeling. You may put up your residential or commercial property to receive an alluring low-interest loan against property, whether for business or personal use.Powered By
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AU Bank Business Banking (LAP/DOD upto 20Cr)
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Here are a few factors
| Location | 50 Km from Branch |
| CIBIL Score | 650+ |
| Applicant | Any Self Employed |
| Applicant Age | 21 Year to 65 Year |
| Loan Amount & Tenure | 10
Lac- 20 Cr ( 3 Year to 15 Year) |
| Login Fees | Nil |
| Rate of Interest & Type | 9%-12% (Reducing) |
| TAT | 15 days |
| Processing Fees | 0.50%-1.50% |
| Foreclosure Charges | Upto 4% |
| Insurance | As per Age |
| Minimum Business Vintage | 2 year |
| Lock In Period | 12 Month |
| Part Payment Allowed | No |
| LTV | (i)
Residential-100% (ii) Commercial-100% (iii) Industrial-70% (iv) Residential
or Commercial Plot-90% (v) School-90% (vi) Hospital-90% (vii) Hotel & Restaurent-90% |
| Product | (i) Fresh Loan (ii) BT+Topup (iii) Commercial or Industrial Purchase (iv) Lease Rental Discounting (v) DOD Product |
| Program | (i)
Banking Program-5 Cr (ii) Income Program-20 Cr (iii) GST Surrogate-5 Cr |
| FOIR | 100% of Cash Profit |
| Cautious Profile | No Cautious Profile |
| Negative Profile | (i) Politian (ii) NBFC (iii) Real Estate (iv) Share Traders |
| Funded Property | (i)
Residential Property (ii) Commercial Property (iii) Industrial Property
(iv)Plot (v) Warehouse & Commercial Complex (vi) Hotel & Restaurent (vii) School (viii) Hospital & Restaurant (ix) Sub-divided Property (x) Regularized Colony (xi) Khasra & Khatauni |
| Negative Property | (i)
Without MAP Property (ii) Lease hold Property without PTM (iii)Basement
(iv) Lal Dora Property (v) Legal & Technical not clear (vi) Gift Deed, Single Sale Deed, Subject to Sale Deed, GPA Property (vii) Farm House |
| Accepted Collateral | Other than Negative Property |
| Specific Property wise Funding Limit | No |
| Any Specfic Product for Professionals | No |
| USP | No Login Fees & LTV upto 100% |
| Additional | (i) Maximum Turnover should not be more than 100 Cr (ii) CMR Rating should be less than 5 |
RequiredDocuments
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Original Property Papers
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Documentation per product standards
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KYC
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Application Form
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Records related to entity establishment, identification, and address verification
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Records related to your property.
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Most recent two-year annual return, which includes income tax returns, a balance sheet, and a profit and loss (P&L) statement.
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Most recent bank statements for the last six months.
Basic Eligibility Criteria
Partnership companies (including firms with limited liability) can apply for this loan.
Closely held private limited corporations and sole proprietorship entities are also included.
The entity needs to have a profitable business.
The business should have at least 3 years of business operation.
About AU Bank Business Banking (LAP/DOD)
One of the best ways to make the most of your property is to use a loan secured by it. This multipurpose loan will enable you to realize your aspirations of expanding your company or doing long-overdue house remodeling. You may put up your residential or commercial property to receive an alluring low-interest loan against property, whether for business or personal use.
FREQUENTLY ASKED QUESTIONS
You will get upto 100% of your property’s current market value.
AU Bank will offer 9-12% for a Loan against your property.
AU Bank will offer upto 15 years to repay your loan.
Yes, If you meet other eligibility criteria, then you are eligible for this loan.
No, there is no login fee required to apply for this loan.
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