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Ayefin Business Loan
AYefin Business Loan has come up with the aim of providing secured and unsecured small business loans for the working capital requirements of Microbusinesses in India. Changing the way India does its Business!Powered By
Ayefin Business Loan
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Here are a few factors
| Processing | Online |
| Location | PAN India |
| CIBIL Score | 650+ |
| Applicant Type | Only Individual & Proprietorship Firm (Only Shopkeeper who are Traders) |
| Age of Applicant | 18 Year to 59 Year |
| Minimum Turnover Required | 3 Lac Per Annumn |
| Minimum Business Vintage | 2 Year |
| Loan Amount & Tenure | 5000 to 3.50 Lac (12 Month to 30 Month) |
| Rate of Interest & Type | 28% to 29% (Reducing) |
| Processing Fees | 2.50% to 4.00% |
| TAT | Sanction 3-4 Days & disbursement 5-7 Days |
| Foreclosure Charges | 4.00% to 5.00% |
| Negative Profile | (i) Manufacturer (ii) Service Provider (iii) Advocate (iiii) Real Estate (iv) Politian's (v) Commission Agents |
| USP | (i) No Business Registration Required (iii) No Ownership Proof Required (iii) No Income Documents Required, Loan on the basis of Shop & Bank Statement |
Required Eligibility
Only Proprietratoship businesses or shopkeepers can apply
The minimum age of the applicant must be between 18-59
The minimum vintage of the business must be 2 years
The minimum yearly turnover of the business must be Rs. 3 Lacs
The minimum CIBIL score of the applicant must be 650
No Business registration proof required
Required Documentation
Identity Proof
Address Proof
Business Income Proof
Business Ownership Proof
Business Registration Proof (Mandatory)
Why Choose AYefin Business Loan
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Recognized and Felicitated at the National Level with Several Titles
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Very Minimal Documentation
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No need for Collateral
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Business Loans for large as well as Micro Businesses
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Affordable interest rates
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Long repayment term
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Hassle-free Disbursal
FREQUENTLY ASKED QUESTIONS
The minimum business vintage to apply for an AYefin Business Loan should be 2 years
The maximum amount you can avail of with an AYefin Business Loan is Rs. 3.5 Lacs
No, it is not mandatory to have business registration proof to get an AYefin Business Loan
The minimum annual business turnover to get an AYefin Business Loan is Rs. 3 Lacs
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