Fullerton Bank Home Loan (Small Vertical)

Fullerton Bank Home Loan is available to both salaried and self-employed individuals.

How is the loan eligibility determined for Fullerton Bank Home Loan?

The primary consideration in determining the loan eligibility for Fullerton Bank Home Loan is the borrower's ability to comfortably repay the amount borrowed. Other factors such as age, income, credit score, and property value are also taken into account.

Fullerton Bank offers home loans at fixed and floating interest rates starting from 9.50% p.a. for loan amounts of up to 90% of the property value and repayment tenures of up to 30 years.

To file a NOI for a Fullerton Bank Home Loan, the borrower needs to pay the necessary stamp duty fees, attach a passport-size photograph of the applicant along with the mortgagor's signature, and take the official signature and seal of an employee of the lending institution in question.

Yes, Fullerton Bank Home Loan can be prepaid. However, there may be charges for prepayment depending on the type of loan and the terms and conditions. Some loans may allow prepayment without any charges, while others may charge a fee or penalty for prepayment.

Yes, an existing home loan may be able to be transferred to Fullerton Bank. This process is known as a balance transfer. However, the terms and conditions may vary based on the type of loan and your specific situation. You should check with Fullerton Bank or refer to their website for more details.