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Onetap personal loan
With OneTap Personal Loan, fix all financial issues simply—in just a few clicks! The advanced lending platform OneTap Loan App makes use of the latest technology to provide rapid and simple access to funding. Utilizing the most recent advancements in data analytics, AI, and machine learning, this platform is made to provide a simple loan service.Powered By
Onetap personal loan
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Here are a few factors
| Location | PAN INDIA |
| CIBIL Score | 650+ |
| Minimum Salary Per Month | 25000/-Per Month (Net Salary) |
| Salary Mode | NEFT,COMPANY TRANSFER,RTGS |
| Applicant Age | 21 Year to 59 Year |
| Loan Amount & Tenure | 5000
to 5 Lac (1 Month to 12 Month) |
| Rate of Interest (Type) | 24% to 36% (Reducing) |
| Processing Fees | 5% |
| Processing Mode & TAT | Processing: Online TAT: 1 Day to 2 Days |
| Foreclosure Charges | After 6 month 5%+GST |
| Part Payment Allowed | No |
| OD Product | No |
| BT+TopUp | No |
| Minimum Job Experience | 6 month Continuous Salary |
| Current Employer Business Vintage | No |
| FOIR | 60% of Net Salary *2 |
| Whether Co-Applicant Mandatory | No |
| No of Enquiry Allowed | No |
| USP | Funding to Applicant having Overdue in Credit Card & Applicant with DPD |
| Negative Profile | 1.
Employee receiving Salary in Cash & IMPS 2. NRI Applicant 3. Minus 1 CIBIL Applicant 4. Employee working with Police 5. Applicant receiving Salary in Tranches |
Documents Required for OneTap Personal Loan
KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
Last 3 month Bank Statement in PDF
Rent Agreement if rented or Utility Bill if residence is owned.
OneTap may ask for additional documents. Keep handy all the relevant documents.
Basic Eligibility Criteria for OneTap Personal Loan
The Applicant should be between 21-59 years.
The Applicant should have a monthly salary of at least Rs. 25,000.
The Applicant should have a CIBIL Score of at least 650+.
The Applicant should have a minimum job experience of 6 months.
About OneTap Personal Loan
Apply for a OneTap personal loan to explore the options it could present and how it can help you achieve financial independence. The loan is offered as a solution for a range of financial necessities. You may use it for scheduled events like wedding ceremonies and getaways. Sometimes you may need money for sudden home improvements or unplanned circumstances like medical operations. It's considered an excellent credit option. Because it's a straightforward, easy way that provides quick access to funds.
FREQUENTLY ASKED QUESTIONS
Yes, the salary of the applicant should be at least 25000/-Per Month (Net Salary)
If you meet all eligibility criteria required by OneTap, you can get upto 5 lakhs.
It will give you one year or 12 months to pay back your borrowed sum.
Yes, you are allowed to use it.
No, your minimum job experience should be at least 6 months.
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