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PaySense Business Loan
PaySense Business Loan is a lending solution provided by PaySense, a non-banking financial company (NBFC). This loan is particularly targeted at salaried and self-employed individuals seeking immediate personal loans. The PaySense Business Loan can address your immediate funding and working capital requirements for expanding your business.Powered By
PaySense Business Loan
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Here are a few factors
| Location | Pan India |
| CIBIL Score | 700+ |
| Processing | Online |
| Business Vintage | 3 Year |
| Minimum Turnover | 2.50 Lac ITR required, No Turnover required |
| Loan Amount & Tenure | 50K-
10 Lac (6 month- 60 Month) |
| Loan Product | Term Loan |
| Rate of Interest & Type | 18% to 30% (Reducing) |
| TAT | Sanction-1
Days Disbursement-2 Days |
| Processing Fees | 2% to 6% |
| Foreclosure Charges | 4% |
| Applicant Type | Only Individual (Proprietor or Self Employed Professional) |
| Whether Co-Applicant Mandatory | No |
| Proprietor Age/Co-Applicant Age | 22 Year-57 Year |
| Part Payment Allowed | No |
| Whether Ownership Proof Required | No |
| Business Registration Proof Mandatory | Yes, 3 Year Old ITR required with business name |
| Program | ABB Program-10 Lac, ITR Program-10 Lac |
| Product for Professionals | No |
| Negative Profile | No Negative Profile |
| USP | 1.
Funding to both side rented applicant 2. Funding on ITR basis |
| Additional | Partners or Directors can apply in their individual name |
Documents Required for PaySense Business Loan
Let’s look into the eligibilities and required Documentation to make your application process even smoother:
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KYC of applicant (Adhar Card, Pan Card, Passport Size Photo)
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Last 2 year ITR with computation of income of applicant
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Last 6 month Bank Statement of applicant
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
About PaySense Business Loan
PaySense Business Loans welcomes you to a world of possibilities. You need a financial partner who respects your goals and supports your road to company success as a cheerful businessman with a vision.
PaySense is a partner you can rely on, with a reputation for dependability and customer-centric services. When you select PaySense Business Loans, you are picking a financial partner who is invested in the success of your company.
Give your company the resources it needs to develop. Join up with PaySense to begin a journey of innovation, growth, and prosperity.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
Applying for a PaySense Business Loan is straightforward: Visit their website or app, fill out a simple form, upload KYC documents and income proof, and you'll receive a decision with the loan amount disbursed to your bank account within hours¹.
Eligibility for a PaySense Business Loan includes having a net yearly turnover of at least Rs. 2.5 Lakhs, depending on your location, a CIBIL score of 700 or higher, being aged between 22 and 57.
Documents include KYC documents, 6 months bank statements, and income proof.
Loan amount from PaySense ranges from Rs. 50 K to Rs. 10 lakhs, based on your eligibility and credit profile.
The loan carries 18-22% monthly interest rate and 6-60 months tenure.
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