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SBM Bank Personal Loan
SBM Personal Loan provides its customers with a convenient solution for their financial needs. Whether you need to consolidate debts, take on some new projects, or get an old house modified, a simple application at SBM Personal Loan is all you need. The best part is that the process is quick and hassle-free with minimal documentation. Let us discuss the basics of the SBM Personal Loan with you for better clarity.Powered By
SBM Bank Personal Loan
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Here are a few factors
| Location | DELHI-NCR(CP TO 60KM RANGE) |
| CIBIL Score | 700+ |
| Minimum Salary Per Month | 20000/-Per Month |
| Salary Mode | NEFT,IMPS BUT COMPANY NAME MENTION ,COMPANY TRANSFER,RTGS |
| Applicant Age | 25 Year to 65 Year |
| Loan Amount & Tenure | 50000 to 25 Lac (6 Month to 60 Month) |
| Rate of Interest (Type) | 14% to 20% (Reducing) |
| Processing Fees | 1%-4% |
| Processing Mode & TAT | Processing: Online TAT: 1 Day to 4 Days |
| Foreclosure Charges | NO |
| Part Payment Allowed | NO |
| OD Product | NO |
| BT+TopUp | NO |
| Minimum Job Experience | 3 month |
| Current Employer Business Vintage | 1 year |
| FOIR | 65% of Net Salary |
| Whether Co-Applicant Mandatory | No |
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
Required Documents to Apply for SBM Bank Personal Loan
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Note : SBM Bank Personal Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Documents
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Signed application form with photograph Copy of Passport/Voter ID Card/Driving License
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Processing Fee Cheque
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Last 3 Months Bank Statement/6 Months Bank Passbook
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Latest Salary Slip
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Current Dated Salary Certificate with Latest Form 16
For Self-Employed:
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Signed application form with photograph Copy of Passport/Voter ID Card/Driving License
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Processing Fee Cheque
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Last 3 Months Bank Statement/6 Months Bank Passbook
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Latest Bank Statement
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Latest ITR or Form 16
Eligibility
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The age of the applicant must be between 25 to 65
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Minimum required CIBIL of the applicant must be 650+
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The applicant must have 2 years of working experience
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The applicant must be experienced for min. 6 months in their current job
FREQUENTLY ASKED QUESTIONS
SBM Personal Loan offers customers many features such as Greater Loan Amounts, Convenient Loan Repayment Options, Minimal DocumentationSmooth Loan Approvals, and Low-Interest Rates.
The processing fee on SBM Personal Loan is 1-2% of the Loan Amount
With SBM Personal Loan you can avail of a Personal Loan up to Rs. 25 Lakhs
If you are willing to apply for a personal loan in SBM Bank you will require a minimum monthly salary of Rs. 20,000.
Yes, SBM Personal Loan can be used for wedding expenses too.
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