Ujjivan Small Finance Bank Loan Against Property

• KYC of applicant & Co-Applicant

• Last 3 Month Salary Slip of Applicant

• Last 12 month Bank Statement of applicant & co-applicant

• Last 3 year ITR with computation of income of applicant & co-applicant

• Last 2 Year Form 16 of applicant

• 26AS of last 2 year of applicant & co-applicant

• Appointment letter of applicant if available

• Agreement to Sale if purchase case

• Property Paper with complete chain of last 13 years

• LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case

• Sanction letter of all running loan

• Latest utility Bill if owned residence or rent agreement if rented

• 2 Reference with contact details

• KYC of applicant & Co-Applicant

• Last 3 year ITR with computation of income of applicant & co-applicant

• Last 3 year audited balance sheet of applicant

• Last 3 year Tax audit report of applicant

• Last 12 month Bank Statement of applicant & co-applicant

• 26AS of last 2 year of applicant & co-applicant

• Copy of GST registration

• Copy of MSME registration

• Copy of Last 12 month GST return

• Agreement to Sale if purchase case

• Property Paper with complete chain of last 13 years

• LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case

• Sanction letter of all running loan

• Debt Sheet

• Latest utility Bill of residence if owned or rent agreement if rented

• Latest utility Bill of Office if owned or rent agreement if rented

• 2 Reference with contact details

• Last 3 year Debtors & Creditors on letter head

• List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

1. KYC Means
If Applicant is

• Company-MOA, AOA, COI , PAN Card
• Partnership Firm/LLP- Partnership Deed & PAN Card
• Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo

For Co-Applicant

• KYC means  Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of

• Company : Directors
• Partnership firm/LLP : Partners
• Proprietorship Firm : Spouse of Proprietor

2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required