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Here are a few factors
Card Type : | Reward & Cashback |
Best Suited : | Reward & Cashback |
Joining Fee : | Rs 199+GST |
Annual Fee : | Rs 199+GST |
Finance Charges : | 0.0359% per month |
Negative Profiles : | NRI, Age below 18, Pensioner, CIBIL below 720, Minus 1 CIBIL, Group D employee, Individuals with Cash Salary, Single Name not allowed, Name mismatch not allowed, short address not allowed . |
Best Features : | 1% Cashback(Maximum upto Rs 50) on all other retail spends. |

Enjoy the perks of AU Bank Altura Credit Card! I
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2% Cashback(Maximum upto Rs 50) on all retail spends done at Grocery stores, Departmental stores and Utility bill payments.

Check Here Some Exciting Perks
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Additional cashback of INR 50 on completing a minimum of INR 10,000 retail spends in every statement cycle.
5% cashback on minimum retail purchases of Rs. 2,500 made during the first 60 days after card registration.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of AU Bank Altura Credit Card
Get 2 complimentary lounge access per calendar quarter
Low Joining fee.
Low Annual fee.
No Add-on card fee.
Eligibility to Apply for AU Bank Altura Credit Card
Primary cardholder must be between the age of 18 years to 65 years
Add-on cardholders should be of 18 years or above.
Income of Self-employed applicant must be Rs. 6,00,000 per annum or more
Net income of the salaried applicant must be above Rs. 25,000 monthly
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
Yes, the annual and renewal fees for the card are the same.
Yes, you must spend Rs. 100 to print another copy of the card.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
The joining fee of this card is 199+GST.
Yes, there is.