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Here are a few factors
Card Type : | Cashback & Reward |
Best Suited : | Reward & Cashback |
Joining Fee : | Rs. 500 + GST |
Annual Fee : | Rs. 500 + GST |
Finance Charges : | 3.6% per month |
Negative Profiles: | NRI, Age below 21, Pensioner, CIBIL below 750, Driver, Collection Agency, Minus 1 CIBIL. |
Best Features : | 5% cashback on telecom, electricity, government/tax, railway, hotels & dining, and taxi spends |

Enjoy the Spend Money and Get Back Cash Offer!
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5x points for fuel purchases. Maximum of 1,000 reward points per calendar month, applicable for the first year only.
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Lifetime free Add-on card.

Check Here Some Exciting Perks
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The MoneyBack credit card offers a 5% payback on business expenses such as hotels, eating, cab services, telecom payments, utility payments, railroads, government, and tax.
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Spending Rs. 50,000 or more in a membership year and receiving a membership fee waiver for the following year's yearly fee.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of HDFC Bank Business Moneyback Credit Card
By making at least four transactions of Rs. 100 or more on your MoneyBack Credit Card in a calendar month, you are going to be eligible:
For complimentary accident insurance coverage.
Purchase protection cover against fire and burglary for things worth more than Rs. 5,000 purchased with a credit card.
Eligibility to Apply for HDFC Bank Business Moneyback Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be over 18 years.
Income of Self-employed applicant must be Rs. 6,00,000 per annum or more.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
You may make payments in cash, by check, at an ATM, or using internet banking.
Yes, it works anywhere Visa or MasterCard will be accepted.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
The Joining Fee is Rs. 500+ GST.
No, there is no fee for the add-on card.