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Here are a few factors
Card Type : | Reward & Cashback |
Best Suited : | Reward & Cashback |
Joining Fee : | Rs 500 + GST |
Annual Fee : | Rs 500 + GST |
Finance Charges : | 0.036% per month |
Negative Profiles : | NRI, Age below 21, Pensioner, CIBIL below 750, Driver, Collection Agency, Minus 1 CIBIL. |
Best Features : | Earn 25X reward points on your birthday spending. |

Spend and enjoy the fun of gaining reward Points! I
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Earn 5X reward points for spending on dining/ movies/ groceries/ railways/ taxis.

Check Here Some Exciting Perks
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10X CashPoints on transactions via Big Basket, BookMyShow, OYO, Swiggy & Uber.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of HDFC Bank Freedom Credit Card
Low joining fee.
Low Annual fee.
Zero Add-on card fee.
Yearly fee waiver for spending Rs. 50,000 per year.
Eligibility to Apply for HDFC Bank Freedom Credit Card
Primary cardholders must be between the age of 21 years to 65 years.
Add-on cardholders should be of 18 years or above.
Income of the salaried applicant must be Rs. 12,000 per month and Rs. 6,00,000 per annum for the self-employed.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
No, you are able to earn 10X points as rewards for payments at Big Basket, BookMyShow, OYO, Swiggy, and Uber.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
The Joining Fee is Rs. 500+ GST.
No, there is no fee for the add-on card.
No, it is open to both salaried and self-employed.