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HDFC Bank IRCTC Credit Card
The IRCTC HDFC Bank Credit Card was launched in collaboration with IRCTC and provides cardholders with a variety of train travel perks. Additionally, cardholders receive welcome and milestone rewards in the form of gift vouchers.Powered By
HDFC Bank IRCTC Credit Card
Apply Now
Here are a few factors
| Card Type : | Travel |
| Best Suited : | Travel |
| Joining Fee : | Rs 500 + GST |
| Annual Fee : | Rs 500 + GST |
| Finance Charges : | 0.036% per month |
| Negative Profiles : | NRI, Age below 21, Pensioner, CIBIL below 750, Driver, Collection Agency, Minus 1 CIBIL. |
| Best Features : | 5% cashback on train ticket bookings through SmartBuy; 5 reward points per Rs. 100 paid on the IRCTC website and Rail Connect app. |
Check Here Some Exciting Perks
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Gift voucher worth INR 500 on card activation within the first 37 days of card issuance.
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Each year, you will receive eight complimentary passes to choose IRCTC Executive Lounges.
Spend and enjoy the fun of gaining reward Points!
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1 Reward Point for Every Rs. 100 Spend.
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5% cashback on Train Ticket bookings via HDFC Bank SmartBuy
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Driving License
Ration card
Electricity bill
Landline telephone bill
Benefits of HDFC BankIRCTC Credit Card
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Low joining fee.
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Low Annual fee.
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Zero Add-on card fee.
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Voucher worth INR 500 on quarterly spends of INR 30,000.
Eligibility to Apply for HDFC BankIRCTC Credit Card
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Primary cardholder must be between the age of 21 years to 65 years
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Add-on cardholders should be over 18 years.
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Income of the salaried applicant must be Rs. 25,000 per month and Rs. 6,00,000 per annum for the self-employed.
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Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
You may accumulate up to 1,000 reward points per month (12,000 points per year); however, the monthly payback is limited to Rs. 1,000 (Rs. 12,000 yearly).
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
The Joining Fee is Rs. 500+ GST.
No, there is no fee for the add-on card.
No, it is open to both salaried and self-employed.
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