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Here are a few factors

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Card Type:
Shopping
Best Suited:
Shopping
Joining Fee:
Rs. 199
Annual Fee:
Rs. 199
Finance Charges:
0.0399% per month
Best feature:
3X Reward Points(Points on Offline Spends and Rental/Property Management Transactions).
Negative Profile:

Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers,

Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee,

Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc.

Enjoy the delight of Saving with reward points!

  • 1X Reward Point( Points on Online Spends excluding Rental/Property Management)
  • 3X Reward Points(Points on Offline Spends and Rental/Property Management Transactions).

Check Here Some Exciting Perks

  • Enjoy Up to 10% Cashback(UPI Transactions).
  • No Capping on Usage of Reward Points.
  • Low joining fee.
  • Low Annual fee.
  • No add-on card fee.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Ration card

Electricity bill

Driving License

Passport

Landline telephone bill

Eligibility to Apply for IDFC First Bank Digital Rupay Credit Card

Primary cardholders must be between the age of 21 years to 65 years

Add-on cardholders should be of 18 years or above.

Applicants Should have a minimum monthly income of Rs. 25,000.

Resident Indian

Leave Your Question

FREQUENTLY ASKED QUESTIONS

This credit card is open to Indian citizens with a consistent source of income.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .

There is a little joining fee of Rs. 199.

There is a low Annual fee of only Rs. 199 associated with this card.

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