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Card Type: | Shopping |
Best Suited: | Shopping |
Joining Fee: | NIL |
Annual Fee: | NIL |
Finance Charges: | 0.0399% per month |
Best feature: | 6X Rewards on LIC Insurance Premium spends. |
Negative Profile: | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |

Enjoy the delight of Saving with reward points!
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3X Rewards on Essentials (Grocery, Utilities, Railways, Education and Government payments) up to 300 RP per month.
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3X Rewards on all Other spends.

Check Here Some Exciting Perks
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2 Quarterly Complimentary access to Domestic Railway Lounge
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1 Quarterly Complimentary access to Domestic Airport Lounge.
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No Capping on Usage of Reward Points.
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No joining fee.
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No Annual fee.
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No add-on card fee.
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Enjoy a free PharmEasy Plus membership worth Rs. 399 for six months.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for IDFC First Bank LIC Classic Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
Applicants Should have a minimum monthly Gross income of Rs. 25,000.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
To redeem your reward points, select 'Pay with points' when making an order on the internet or shopping at a store.
You may apply for an IDFC LIC Classic card, no matter whether you don't have a LIC policy.
This credit card is open to Indian citizens with a consistent source of income.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no joining fee for this card.