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Card Type : | Lifestyle |
Best Suited : | Lifestyle |
Joining Fee : | NIL |
Annual Fee : | NIL |
Finance Charges : | 0.035% per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | You can enjoy a 1.8% discount on transactions made through the IRCTC website and a 2.5% discount on tickets purchased at railway counters. Subject to a maximum remission of Rs. 500 annually. |

Check Here Some Exciting Perks
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No joining fee.
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No add-on card fee.
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No annual fee.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Driving License
Ration card
Electricity bill
Landline telephone bill
Eligibility to Apply for Kotak Bank 811# Dream Different Credit Card
Primary cardholders must be between the age of 18 years to 75 years.
Add-on cardholders should be 18 years or above.
Resident Indian.
Should have a minimum income of Rs 3 lakh annually.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
There is no annual fee for this card.
The membership fee of this card is zero.
For credit card-related inquiries, contact Kotak Bank customer service at 1860-266-2666.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.