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Here are a few factors

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Card Type :                                        Lifestyle
Best Suited :
Lifestyle
Joining Fee :
NIL
Annual Fee :
NIL
Finance Charges :
0.035% per month

Negative Profiles :

Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc.

Best Features :

You can enjoy a 1.8% discount on transactions made through the IRCTC website and a 2.5% discount on tickets purchased at railway counters. Subject to a maximum remission of Rs. 500 annually.

Check Here Some Exciting Perks

  • No joining fee.
  • No add-on card fee.
  • No annual fee.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Passport

Driving License

Ration card

Electricity bill

Landline telephone bill

Eligibility to Apply for Kotak Bank 811# Dream Different Credit Card

Primary cardholders must be between the age of 18 years to 75 years.

Add-on cardholders should be 18 years or above.

Resident Indian.

Should have a minimum income of Rs 3 lakh annually.

Leave Your Question

FREQUENTLY ASKED QUESTIONS

There is no annual fee for this card.

The membership fee of this card is zero.

For credit card-related inquiries, contact Kotak Bank customer service at 1860-266-2666.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .

There is no add-on card fee.

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