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Here are a few factors
Card Type : | Reward & Cashback |
Best Suited : | Reward & Cashback |
Joining Fee : | NIL |
Annual Fee : | NIL |
Finance Charges : | 0.035% per month |
Negative Profiles: | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc |
Best Features : | 4 Free PVR Ticket Yearly. |

Don't miss these fantastic perks! I
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4 Free PVR Ticket Yearly.
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No Annual Fee
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No Joining Fee

Check Here Some Exciting Perks
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Enjoy higher cash limit: 50% of your credit limit
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A fuel surcharge is waived for transactions ranging from Rs. 500 to Rs. 3,000.
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The highest amount of waiver granted per calendar year is Rs. 3,500.
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Transfer balances from other credit cards for a processing cost only of Rs.349 per 10,000.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of Kotak Bank Fortune Gold Credit Card
Zero Joining fee
Zero annual Fee
Unlimited evergreen Reward points.
Eligibility to Apply for Kotak Bank Fortune Gold Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be 18 years or above.
Resident Indian
Should have a minimum income of Rs 3 lakh annually.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
No. This card is custom-made and only offered to self-employed business owners. You may look at other Kotak card alternatives
Because the card is intended to satisfy the daily demands of business owners, there isn't any joining fee or annual charge for the duration of the card's life.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder
The bank offers you the unique option of transferring cash from your credit card account into any of the existing Kotak Mahindra bank accounts.
You may additionally utilize your login credentials for starting an online fund transfer at KotakCards.com. The money transfer is limited to being made to a Kotak bank account under your name.