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Here are a few factors
Card Type : | Fuel |
Best Suited : | Fuel |
Joining Fee : | Rs. 449+GST |
Annual Fee : | Rs. 449+GST |
Finance Charges : | 0.035% per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | 4% Cash Back as Reward Points on Indian Oil Fuel Spend. |

Don't miss these fantastic perks!
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12 Reward Points on Per Rs 150 spent on Dining & Grocery(Capped at 800 Reward Points per statement cycle).

Check Here Some Exciting Perks
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Earn 3 Reward Points on every other(except dining and grocery) INR 150 spent.
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Personal Accident Cover of Rs 2 Lac.
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No Add-on card fee.
Required Documents
PAN card photocopy or Form 60.
Latest payslip/Form 16/IT return copy as proof of income.
Residence proof (any one of the following):
Passport
Driving License
Ration card
Electricity bill
Landline telephone bill
Eligibility to Apply for Kotak Bank Indian Oil Credit Card
Primary cardholders must be between the age of 21 years to 65 years.
Add-on cardholders should be 18 years or above.
Resident Indian
Should have a minimum income of Rs 3 lakh annually.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
The yearly fee for the Card is Rs. 449 plus GST.
The membership fee of this card is Rs. 449+GST.
For credit card-related inquiries, contact Kotak Bank customer service at 1860-266-2666.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
No, there is no add-on card fee.