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Here are a few factors
Card Type : | Lifestyle |
Best Suited : | Lifestyle |
Joining Fee : | Rs. 1499+GST |
Annual Fee : | Rs. 999+GST |
Finance Charges : | 0.035 % per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | You receive 4X reward points for each Rs. 150 spent in select categories such as dining, travelling, air tickets, and overseas purchases. |

Don't miss these fantastic perks!
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The initial swipe of the card provides you with 2 BookMyShow vouchers.

Check Here Some Advantages
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30000 Reward Point on Spends of 8 Lac annually.
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You receive two complimentary airport lounge visits every quarter at domestic airports.
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If the yearly retail spend in a calendar year exceeds Rs. 1 lakh, the yearly fee will be eliminated for both paid and free variants.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for Kotak Bank Royale Signature Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
Should have a minimum gross income of Rs 2 lakh monthly.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
The yearly fee for the Card is Rs. 999 plus GST.
Yes, there is a membership fee of Rs. 1499+GST.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.