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Card Type: | Shopping |
Best Suited: | Shopping |
Joining Fee: | NIL |
Annual Fee: | NIL |
Finance Charges: | 0.035% per month |
Best feature: | 3 Reward Points Per Rs.100 spent. |
Negative Profile: | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Bullion Traders, Real Estate or Property Dealer, Hotel and Restaurant, Media employee, Tour & Travel employee, pensioner, partnership or proprietorship firm, gym, Minus 1 cibil etc. |

Don't miss these fantastic perks! I
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Enjoy Facility of making UPI Payment through this Card.

Check Here Some Exciting Perks
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Enjoy 500 points as a welcome bonus.
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No joining fee.
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No annual fee.
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No add-on card fee.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for Kotak Bank UPI Rupay Virtual Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
Should have a minimum gross income of Rs 30,000 monthly.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
The yearly fee for the Card is ZERO.
No, there is no membership fee for this card.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.