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Kotak Bank Urbane Gold Credit Card
Kotak Mahindra Bank provides an extensive choice of credit card offerings in the nation to meet the demands of its customers. The bank offers various card alternatives in sectors such as shopping, daily routine, corporate, and dining and entertainment.Powered By
Kotak Bank Urbane Gold Credit Card
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Here are a few factors
| Card Type: | Shopping |
| Best Suited: | Shopping |
| Joining Fee: | NIL |
| Annual Fee: | 199+GST |
| Finance Charges: | 0.035% per month |
| Best feature: | 4 Free PVR Ticket Yearly. |
| Negative Profile: | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Don't miss these fantastic perks! I
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4 Free PVR Ticket Yearly.
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Low Annual Fee
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No Joining Fee
Check Here Some Exciting Perks
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Enjoyarn 3X reward every time you spend Rs.100 on retail purchases.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Benefits of Kotak Bank Urbane Gold Credit Card
Zero Joining fee
Low annual Fee
Unlimited evergreen Reward points.
Eligibility to Apply for Kotak Bank Urbane Gold Credit Card
Primary cardholders must be between the age of 21 years to 65 years
Add-on cardholders should be of 18 years or above.
Resident Indian
Should have a minimum income of Rs 3 lakh annually.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
Yes. There is a 48-day interest-free period.
Every overseas transaction incurs a 3.5% markup fee.
If your transactions exceed 100% of the credit limit you have, you will be subject to flat overlimit charges of Rs. 500 per billing cycle.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
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