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Here are a few factors
Card Type : | Premium |
Best Suited : | Premium |
Joining Fee : | Rs. 1500 + GST |
Annual Fee : | Rs. 1500+GST |
Finance Charges : | 0.035% per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | 10 Zen Points on Per Rs 150 spent on Apparels, Jewellery & Lifestyle. |

Don't miss these fantastic perks!
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5 Zen Points on Per Rs 150 Retail Spent.
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15000 Zen Point on Spends of 6 Lac annually.

Check Here Some Exciting Perks
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8 Complimentary Access to Domestic Airport Lounge Per Year.
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3 Complimentary access to International Airport Lounge Per Year.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Driving License
Ration card
Electricity bill
Landline telephone bill
Eligibility to Apply for Kotak Bank Zen Signature Credit Card
Primary cardholders must be between the age of 21 years to 65 years.
Add-on cardholders should be 18 years or above.
Should have a minimum income of Rs 3 lakh annually.
Resident Indian
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
The yearly fee for the Card is Rs. 1500 plus GST.
Yes, there is a membership fee of Rs. 1500.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is no add-on card fee.