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Card Type : | Lifestyle |
Best Suited : | Lifestyle |
Joining Fee : | Rs. 499+GST |
Annual Fee : | Rs. 499+GST |
Finance Charges : | 0.036% per month |
Negative Profiles : | Individuals with Cash Salary, Receiving salary through IMPS or UPI, Jewellers, Bullion Traders, Real Estate or Property Dealer, Hotel & Restaurant, Media Employee, Tour & Travel Employee, NRI, Pensionar, Partnership or Proprietorship Firm, GYM, Minus 1 CIBIL etc. |
Best Features : | Buy now and repay later with simplicity using your EMI credit card! |

Enjoy the delight of accumulating reward points!
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YES Cart, YES Bank's rewards and promotions platform, offers 3% cashback on eligible merchant transactions. The amount that can be redeemed under this category is limited to Rs. 1,000 per month.
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1% cashback on all other retail purchases (limit of Rs. 500 per month).

Check Here Some Exciting Perks
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The renewal cost of Rs. 499 is waived if the card owner spends Rs. 1,20,000 or more in the previous year.
You are eligible for a 1% fuel surcharge waiver on all fuel payments between Rs. 400 and Rs. 5,000.
15% discount on Dining at Selected Restaurants.
Required Documents
PAN card photocopy or Form 60
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Ration card
Electricity bill
Driving License
Passport
Landline telephone bill
Eligibility to Apply for Yes Bank EMI Credit Card
Primary cardholders must be between the age of 21 years to 60 years.
Add-on cardholders should be of 18 years or above.
Should have a minimum monthly income of 25,000 for the salaried applicants.
Resident Indian
Self-employed people should file ITR of at least Rs. 5 lakh.
In Case of Any Query
FREQUENTLY ASKED QUESTIONS
This credit card is open to Indian citizens with a consistent source of income.
To reach the concierge desk, please call 1800119371. You may contact the YES Bank credit card customer service department at 1800 103 1212.
The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .
There is a joining fee of Rs. 499+ GST.
The Annual fee associated with this card is 499+GST.