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Axis Finance Corporate Vertical Loan
Axis Finance's Corporate Vertical provides customized financing solutions to meet the expansion, liquidity, and growth requirements of businesses.Powered By
Axis Finance Corporate Vertical Loan
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Here are a few factors
| Nature Of Product | (i) WCTL (ii) DOD Limit (iii) Lease Rental Discounting |
| Program | (I) Income Program |
| Location | 50 Km from Branch |
| CIBIL Score | 680+ |
| Applicant Type | Traders, Manufactures, Service Providers, Hotels, Hospitals, Real Estate, Schools |
| Business Vintage | 3 Years |
| Minimum Turnover | 2 Cr+ |
| Loan Amount & Tenure | 1 Cr to 500 Cr |
| Rate of Interest (Type) | 10.50% to 14% |
| LTV | (i) Residential -Max upto 100% (ii) Commercial-90% (iii) Plot-70% (iv) Industrial-80% (v) Hospital-70% (vi) Hotel-70% (vii) School - 70% |
| Processing Fee | 1% |
| Login Fees | Rs. 5900 |
| Foreclosure Charges | Nil for MSME else 2% to 4% |
| TAT | (i) Sanction-15 Days (ii) Disbursal-20 Days |
| Funded Property | (i) Residential Property (ii) Commercial Property (iii) Industrial Property (iv) Plot (v) Khasra Khatauni Property (vi) Hotel (vii) Hospital |
| Accepted Collateral | Other than Negative Property |
| Cautious Profile | (i) School |
| Negative Property | (i) School (ii) Lal Dora (iii) Agriculture Property (iv) GPA Property |
| Negative Profile | No Negative Profile |
| USP | (i) CMR 7 Accepted (ii) Debt to EBIDTA 4 (iii) Structured Funding (iv) Project Funding Also Available with moratorium upto 18 month |
Required Documents to Apply for Axis Finance Corporate Vertical Loan
A. Document List
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Business Profile of applicant
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Provisional Balance Sheet of applicant if applicable
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CoProjections of Next 3 year for Working Capital and 5 year to for Loan Tenure for Project Loan
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration if available
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Copy of Last 12 month GST return
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Copy of all Approvals and/or affiliations received
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Property Paper with complete chain of last 13 years
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Sanction letter of all running loan
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Existing Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders/Partners on Letter head as the case may be
Applicant may be
- Company
- Partnership Firm/LLP
- Proprietorship Firm/Individual
- Company-Directors
- Partnership Firm/LLP-Partners
- Proprietorship/Individual-Spouse of Proprietor/Individual
- Company : MOA, AOA, COI & PAN Card of Company
- Partnership Firm/LLP : Partnership Deed & Pan Card of Firm/LLP
- Individual : PAN Card, Aadhar Card, Pan Card & Passport Size Photo
About Aditya Birla Capital Emerging Working Capital Loan
Axis Finance-corporate vertical provides end-to-end financial solutions to big corporates and enterprises. Emphasis on structured lending, working capital finance, and designed credit facilities at a premium of cash flow management & expansion opportunities Axis Finance through offering competitive interest rates, flexible repayment options, and quick processing helps corporations re-align their financial game plan to scalable heights. With the support of strong financial and industry exposure of Axis Finance, businesses can avail capital required to remain competitive in the marketplace in the long run.
With the support of strong financial and industry exposure of Axis Finance, businesses can avail capital required to remain competitive in the marketplace in the long run.
Advantages of Getting a Working Capital Loan from Upniva
As a business owner, you know that slow-paying customers are a real problem and you've come to realize that cash flow issues are holding back your growth. Get a working capital loan with Upniva and you can be sure that it is worth the money.
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Minimal Documentation
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Rapid Procedure
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Instant Approval
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Determined Loan Tenure
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Low-Interest Rates
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Wide Range of Lenders
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No Collateral Required*
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Flexible EMIs
Factors You Need to Consider Before Applying for a Working Capital Loan
Most of the banks are very particular regarding their guidelines when it comes to Working Capital Loan. So any sort of lack of eligibility or documentation can cost you a loan application rejection.
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Examine your loan’s needs.
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Do proper research to get the best rate
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Examine your credit report
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Carefully read the fine print on your loan agreement.
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Assess your repayment ability before deciding on a loan term
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Select a reasonable interest rate.
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Examine your EMIs thoroughly
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Examine the processing costs
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Depending on your option, choose a fixed or variable interest rate
Invest in your dreams. Get a Working Capital Loan.
With a working capital loan, you can start up your own business or buy and sell merchandise easier by getting the cash needed to expand your operations. Apply now and be on your way to success!
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.
What is a Working Capital Loan?
A working capital loan is a type of financing wherein you get money to pay for your daily expenses. This loan may be from a bank, private lender, government agency, or any other financial institution that approves loans based on the grantor's credit history. A business may avail of this loan if there is no steady flow of income for it to keep its business running. The money provided by this loan will be used for everyday operating costs like the payments of salaries, utilities, accounts receivable, and depreciable expenses. This type of loan is taken out by businesses that have regular sales or revenue accounting for a major amount of their operating expenses.
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