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Here are a few factors

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LocationLocation PAN India
CIBIL Score 700+
Applicant Type Salaried
Applicant Age 21 years - 60 years
Minimum Salary Per Month INR 20,000+
Salary Mode NEFT,RTGS,IMPS,UPI & COMPANY TRANSFER
Loan Tenure 2 year to 5 year
Loan Amount 1 lakh - 15 lakhs
Rate of Interest (Type) 15% - 27%
Processing Fee 1.5 - 4%
Processing Mode & TAT Processing: Online
TAT: 1-3 Days
Foreclosure Charges 5%
Part Payment Allowed NA
OD Product NA
BT Top Up 3 Cards & 3 pl
Minimum Job Experience 2 Years
Current Employer Business Vintage 1 Years
FOIR 50% - 70%
Whether Co-applicant Mandatory No
Negative Profile 4th Grade Private Sector, defence, Politicians, police Lawyer & Legal Professionals
USP Higher loan eligibility with flexible income consideration, including incentives, pension, and rental income.

About Credit Saison Personal Loan

The Credit Saison Personal Loan provides convenient, fast financing with adjustable payback plans to suit your requirements. We offer quick approvals and affordable loan rates for any purpose, including emergencies, education, and lifestyle improvements. A flawless borrowing experience with little paperwork is guaranteed by our easy online method. You can rely on Credit Saison to support your financial objectives with dependability and openness.

Right Documents - Easy Process

Required Documents to Apply for Credit Saison Personal Loan

  • Photograph
  • Aadhar Card
  • Pan Card
  • Salary Slip (3 months) or Bank Statement (4 months)
  • Rent Agreement for Rented House
  • Electricity bill for Own House
  • Sanction Letter of all current running loans if any.
  • Office ID Card or Official EMAIL ID if any.
Leave Your Question

FREQUENTLY ASKED QUESTIONS

Salaried individuals aged 21-60 with a minimum salary of ₹20,000 and a CIBIL score of 700+ can apply.

Loan Size - ₹1 lakh to ₹15 lakhs. The tenure is as per policy.

The loan is processed online, with a turnaround time (TAT) of 1-3 days.

Interest rates range from 15% to 27%, with a processing fee of 1.5% - 4%.

Part-payment is not allowed, but foreclosure is permitted with a 5% charge.

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