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Business Loan
Personal Loan
Home Loan
Education Loan
Car Loan
Credit Card
Loan Against Security
Loan Against Property
Here are a few factors
LocationLocation | PAN India |
CIBIL Score | 700+ |
Applicant Type | Salaried |
Applicant Age | 21 years - 60 years |
Minimum Salary Per Month | INR 20,000+ |
Salary Mode | NEFT,RTGS,IMPS,UPI & COMPANY TRANSFER |
Loan Tenure | 2 year to 5 year |
Loan Amount | 1 lakh - 15 lakhs |
Rate of Interest (Type) | 15% - 27% |
Processing Fee | 1.5 - 4% |
Processing Mode & TAT | Processing: Online TAT: 1-3 Days |
Foreclosure Charges | 5% |
Part Payment Allowed | NA |
OD Product | NA |
BT Top Up | 3 Cards & 3 pl |
Minimum Job Experience | 2 Years |
Current Employer Business Vintage | 1 Years |
FOIR | 50% - 70% |
Whether Co-applicant Mandatory | No |
Negative Profile | 4th Grade Private Sector, defence, Politicians, police Lawyer & Legal Professionals |
USP | Higher loan eligibility with flexible income consideration, including incentives, pension, and rental income. |
About Credit Saison Personal Loan
The Credit Saison Personal Loan provides convenient, fast financing with adjustable payback plans to suit your requirements. We offer quick approvals and affordable loan rates for any purpose, including emergencies, education, and lifestyle improvements. A flawless borrowing experience with little paperwork is guaranteed by our easy online method. You can rely on Credit Saison to support your financial objectives with dependability and openness.
Required Documents to Apply for Credit Saison Personal Loan
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Photograph
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Aadhar Card
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Pan Card
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Salary Slip (3 months) or Bank Statement (4 months)
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Rent Agreement for Rented House
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Electricity bill for Own House
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Sanction Letter of all current running loans if any.
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Office ID Card or Official EMAIL ID if any.
FREQUENTLY ASKED QUESTIONS
Salaried individuals aged 21-60 with a minimum salary of ₹20,000 and a CIBIL score of 700+ can apply.
Loan Size - ₹1 lakh to ₹15 lakhs. The tenure is as per policy.
The loan is processed online, with a turnaround time (TAT) of 1-3 days.
Interest rates range from 15% to 27%, with a processing fee of 1.5% - 4%.
Part-payment is not allowed, but foreclosure is permitted with a 5% charge.