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GIC Housing Loan Against Property
To assess the value of your assets, take GIC Housing Loan Against Property (LAP) at competitive interest rates.Powered By
GIC Housing Loan Against Property
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Here are a few factors
| Location | Delhi/NCR |
| Applicant | Salaried & Self Employed Individual |
| Applicant Age | 25 Years to 70 Years |
| Minimum Salary per Month | As per Lender's policy |
| Loan Amount | 10 Lakh - 3 Cr. |
| Tenure | Upto 30 years |
| Rate of Interest (Type) | As per Lender's Policy |
| Processing Fees | As per Lender's Policy |
| Loan Purpose | Personal or Business Needs |
About GIC Housing Finance Loan Against Property
The borrower's property acts as security for any use of the funds taken from GIC Housing Finance's Loan Against Property. Borrowers can expand their business, meet medical expenses for a family member, or finance educational purposes with such loans. Attractive interest rates along with flexible repayment options are offered from GIC Housing Finance. Loan sanctioning is speedy, and thus, gives great convenience and reliability to customers. High loan amounts are available depending on the property value.
Documents Required
Photograph
Aadhar Card
Pan Card
Salary Slip (3 months) or Bank Statement (4 months)
Rent Agreement for Rented
House Electricity bill for Own House
Borrowers should have a bank account. .
Property should be in the client's name. If the property to be mortgaged is a parental property, client must obtain NOC from all the possible beneficiaries of the property.
In case of GPA property, it must be self-occupied.
Copy of your last three years’ income tax returns, along with computation of income
Copy of last 3 years’ P/L account with all schedules and audited balance sheet, wherever applicable
VAT or Service Tax returns or GST or TDS Certificate
Bank statement for the last one year (Savings account, current account or an O/D account) Business Registration Certificate
Business Registration Certificate
FREQUENTLY ASKED QUESTIONS
The loan can be spent on things such as business expansion, education, medical conditions, or even on any personal requirement.
Quick loan processing is an efficient time and minimal paperwork to go through.
No, GIC stands for full disclosure through clear terms and zero hidden charges.
Residential, commercial and industrial properties qualify for LAP.
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