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Grihum Housing Finance LAP

Grihum's Loan Against Property is a flexible financial option. Grihum enables you to secure loans against your home or business property, transforming its worth into a valuable financial asset.

Minimum Salary : - Rs. 20,000 monthly
Loan Amount : - Starting as low as ₹5 Lakhs
Repayment Tenure: 1 to 30 Years
Rate of Interest: 11.00% to 23.45% p.a.

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Grihum Housing Finance LAP

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	Grihum Housing Loan Against Property Features
Location	PAN India
Applicant Type	Salaried and Self-employed
Applicant Age	Salaried - 21-65 Years Self-employed - 25-65 Years
Minimum Salary Per Month	Salaried - Rs. 20,000 Self-employed - Minimum ₹ 3 Lakh/annum(Gross)
Loan Amount	Starting from Rs. 5.00 Lacs
Tenure	1-30 Years
Rate of Interest (Type)	11.00% to 23.45% p.a
Processing Fee	0.50% plus GST
Foreclosure Applicable	Yes, With Minimal Charges
Co-Applicant Needed	Yes
Minimum Job Experience	1 Year
Experience with Current Employer	1 Year
Business Vintage for Self-employed	2 Years
Citizenship	Indian
USP	Self-Employed Professionals like Chartered Accountant, Company Secretary & Doctors can Apply for this Loan.

About Grihum Housing Finance Loan Against Property

At Grihum Housing Finance, we offer Loan Against Property (LAP) solutions that allow you to access the appraised worth of your property. With affordable interest rates, large loan sizes, and customizable repayment terms, Grihum provides a simple borrowing solution. Our clear processes and speedy approvals make borrowing funds against your home, business, or industrial property straightforward.