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Singularity CreditWorld Home Loan
Access to budget housing with simpler and faster affordable home loans offered in co-lending partnership with other housing finance companies.Powered By
Singularity CreditWorld Home Loan
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Here are a few factors
| Location | Delhi & Mumbai |
| CIBIL Score | 700+ |
| Applicant | Salaried & Self Employed both |
| Applicant Age & Tenure | 23 Year to 58 Year (Retirement Age Salaried 65 Year, Self Employed 70 Year) |
| Loan Amount & Tenure | 1 Lac to 1 Cr (5 Year to 30 Year) |
| Login Fees | Salaried-3000+GST, Self Employed-5000+GST |
| Rate of Interest & Type | 11% & above (Municipal Corporation) 13% & above (Other Property) (Reducing) |
| TAT | 7- 10 Days |
| Processing Fees | Upto 2%+GST |
| Insurance Charges | 0-2% |
| Foreclosure Charges | Nil |
| Minimum Income | (i) Salaried-25000 Per Month (ii) Self Employed: PBT of 5 Lac or ITR of 5 Lac |
| Lock in Period | 6 Month |
| Part Payment Allowed | Yes |
| OD Product | No |
| LTV | (i)Upto 30 Lac-90% (ii) >30 Lac < 75 Lac-80% (iii)>75 Lac-75% (iv) Plot 75% |
| Product | 1. New Purchase, 2.BT+Topup 3. Plot Purchase+Construction 4. Home Renovation |
| Program | 1. Banking Program-1Cr 2. BT+Topup-Upto 1 Cr 3. Normal Income- Upto 1 Cr 4. Low LTV-50 Lac (Max 5 Year with 60% LTV) |
| Co-Applicant Required | Yes |
| FOIR | (i) Bank Salary-60% (ii) Cash Salary-50% (iii) Assessed Income-50% (iv) ITR Based-100% (Non MC Property 60%) (v) Gross Receipt-80% (vi) Banking Program-50% |
| Negative Profile | No Negative Profile |
| Funded Property | (i) Residential Property (ii) Residential Plot Purchase (iii) Residential Plot Purchase & Construction |
| Negative Property | No Negative Property |
| Minimum Vintage | Salaried -2 Year, Self Employed -3 Year |
| Experience with Current Employer | 3 Month |
| USP | Funding on all type of Property & all type of Income Funding to Cash Salaried Applicant Also |
About Singularity CreditWorld Home Loan
Singularity CreditWorld is a reputable name in housing finance. It is dedicated to assisting people in making their dream homes a reality. Singularity CreditWorld makes it easier to become a homeowner by offering various loan alternatives, reasonable interest rates, and a simple application process. Our focus on client satisfaction ensures that solutions are tailored to each individual's specific needs. With years of experience, we have dedicated ourselves to boosting goals with financial ease.
Required Documents to Apply for Singularity CreditWorld Home Loan
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Proof of Identification
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Proof of Residency
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Proof of age
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Proof of income (if you are a salaried applicant)
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proof of property (if you have selected a property)
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If relevant, information about your current loan.
FREQUENTLY ASKED QUESTIONS
Applicants need to be 21-65 years old. They should have a stable income, and meet the minimum credit score requirements.
The loan amount will depend on your earnings, the property price, and the remainder of the payment provision.
Identity card proof, current address proof, income proof, property documents, and recent bank movements are required components.
We offer competitive rates, as all possible fixed or floating rates would rest on market circumstances and loan requirements.
Yes, prepayment is permitted, and the terms laid down by the prepayment are flexible.
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