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Loan Against Security
Loan Against Property
Here are a few factors
Location | PAN India |
Eligible Applicant | Anyone having Eligible Securities |
Applicant Age | 18 Year to 75 Year |
Loan Amount | 15K-1 Crore |
Loan Tenure | Up to 12 Month |
Loan Type | OD Limit Term Loan |
Rate of Interest & Type | OD Limit-16% Reducing Term Loan-8% Flat |
CIBIL Score | 550+ |
Disbursement TAT | Disbursement Time:15 Minute |
LTV | 65% of Security Value |
Processing Fees | 1% to 1.50% |
Foreclosure Charges | Nil |
Part Payment Allowed | Yes |
Promoter Funding | Up to 5 Cr |
Save Your Time with a Simple Loan Process

Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
Required Documents to Apply for Abhi loans
PAN Card
Aadhaar Card
Driving Licence
Voter ID
Passport
Registered rent agreement
Current passport size photograph
Salaried income documents
Self Employed person documents
Note : Abhi Loans Against Share Funds may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Documents Required & Eligibility
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PAN, Aadhar, Address proof
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Approved Shares in Demat Form or Approved Mutual Funds in either Demat Form or Physical.
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Shares units reflected in the NSDL portal to be eligible for a loan with a low CIBIL score.
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All the approved shares units in NSDL is accepted.
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You need to have share units in CAMS, KFintech & in DEMAT can get lending too
Advantages of Getting Loans
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Lowest EMI: For your loan against securities, Abhi Loans provide a cheap EMI. For a loan of Rs. 1,000,000, EMIs start at Rs. 1166 per month.
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Instant Acceptance: Receive immediate approval for your loan against securities, which will be paid in four hours. Moreover, they will refund half of your processing fees if they are late!
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No Prepayment Fees: Since no prepayment fees are associated with your loan, you are free to pay whenever you like.
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Flexible Amounts: Get immediate funding in the range of Rs. 5,000 to Rs. 1,000,000 against your securities.
Key Features of Abhi Loans Loan Against Mutual Funds
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There are zero prepayment charges on low-interest loans for shares.
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Loan value can be up to 65% of your shares.
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Flexible loan ranges from Rs. 5,000 to Rs. 1,00,00,000.
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Completely digital process with approval & disbursal within 4 hours.
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Get an instant loan even with bad credit in India.

Let us take an example, How EMI is being calculated
For instance, if "Shubham" applies for Abhi Loan Loan Against Shares of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee Upto 2% (excluding GST) of loan amount may apply. T&C apply.Year | Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
---|---|---|---|---|---|
2022 | ₹ 11,363 | ₹ 5,969 | ₹ 17,333 | ₹ 88,637 | 11.36% |
Aug | ₹ 2,217 | ₹ 1,250 | ₹ 3,467 | ₹ 97,783 | 2.22% |
Sep | ₹ 2,244 | ₹ 1,222 | ₹ 3,467 | ₹ 95,539 | 4.46% |
Oct | ₹ 2,272 | ₹ 1,194 | ₹ 3,467 | ₹ 93,267 | 6.73% |
Nov | ₹ 2,301 | ₹ 1,166 | ₹ 3,467 | ₹ 90,966 | 9.03% |
Dec | ₹ 2,329 | ₹ 1,137 | ₹ 3,467 | ₹ 88,637 | 11.36% |
2023 | ₹ 30,332 | ₹ 11,266 | ₹ 41,598 | ₹ 58,305 | 41.70% |
Jan | ₹ 2,359 | ₹ 1,108 | ₹ 3,467 | ₹ 86,278 | 13.72% |
Feb | ₹ 2,388 | ₹ 1,078 | ₹ 3,467 | ₹ 83,890 | 16.11% |
Mar | ₹ 2,418 | ₹ 1,049 | ₹ 3,467 | ₹ 81,472 | 18.53% |
Apr | ₹ 2,448 | ₹ 1,018 | ₹ 3,467 | ₹ 79,024 | 20.98% |
May | ₹ 2,479 | ₹ 988 | ₹ 3,467 | ₹ 76,545 | 23.45% |
Jun | ₹ 2,510 | ₹ 957 | ₹ 3,467 | ₹ 74,036 | 25.96% |
Jul | ₹ 2,541 | ₹ 925 | ₹ 3,467 | ₹ 71,495 | 28.51% |
Aug | ₹ 2,573 | ₹ 894 | ₹ 3,467 | ₹ 68,922 | 31.08% |
Sep | ₹ 2,605 | ₹ 862 | ₹ 3,467 | ₹ 66,317 | 33.68% |
Oct | ₹ 2,638 | ₹ 829 | ₹ 3,467 | ₹ 63,679 | 36.32% |
Nov | ₹ 2,671 | ₹ 796 | ₹ 3,467 | ₹ 61,009 | 38.99% |
Dec | ₹ 2,704 | ₹ 763 | ₹ 3,467 | ₹ 58,305 | 41.70% |
2024 | ₹ 35,208 | ₹ 6,390 | ₹ 41,598 | ₹ 23,097 | 76.90% |
Jan | ₹ 2,738 | ₹ 729 | ₹ 3,467 | ₹ 55,567 | 44.43% |
Feb | ₹ 2,772 | ₹ 695 | ₹ 3,467 | ₹ 52,795 | 47.20% |
Mar | ₹ 2,807 | ₹ 660 | ₹ 3,467 | ₹ 49,988 | 50.01% |
Apr | ₹ 2,842 | ₹ 625 | ₹ 3,467 | ₹ 47,147 | 52.85% |
May | ₹ 2,877 | ₹ 589 | ₹ 3,467 | ₹ 44,270 | 55.73% |
Jun | ₹ 2,913 | ₹ 553 | ₹ 3,467 | ₹ 41,356 | 58.64% |
Jul | ₹ 2,950 | ₹ 517 | ₹ 3,467 | ₹ 38,407 | 61.59% |
Aug | ₹ 2,986 | ₹ 480 | ₹ 3,467 | ₹ 35,420 | 64.58% |
Sep | ₹ 3,024 | ₹ 443 | ₹ 3,467 | ₹ 32,397 | 67.60% |
Oct | ₹ 3,062 | ₹ 405 | ₹ 3,467 | ₹ 29,335 | 70.67% |
Nov | ₹ 3,100 | ₹ 367 | ₹ 3,467 | ₹ 26,235 | 73.76% |
Dec | ₹ 3,139 | ₹ 328 | ₹ 3,467 | ₹ 23,097 | 76.90% |
2025 | ₹ 23,097 | ₹ 1,169 | ₹ 24,266 | ₹ 0 | 100.00% |
Jan | ₹ 3,178 | ₹ 289 | ₹ 3,467 | ₹ 19,919 | 80.08% |
Feb | ₹ 3,218 | ₹ 249 | ₹ 3,467 | ₹ 16,701 | 83.30% |
Mar | ₹ 3,258 | ₹ 209 | ₹ 3,467 | ₹ 13,443 | 86.56% |
Apr | ₹ 3,298 | ₹ 168 | ₹ 3,467 | ₹ 10,145 | 89.86% |
May | ₹ 3,340 | ₹ 127 | ₹ 3,467 | ₹ 6,805 | 93.19% |
Jun | ₹ 3,381 | ₹ 85 | ₹ 3,467 | ₹ 3,424 | 96.58% |
Jul | ₹ 3,424 | ₹ 43 | ₹ 3,467 | ₹ 0 | 100.00% |
Abhi Loans Contact Details
Here are the contact details in case you require any kind of help from Abhi Loans.
Reg. Office
2 Floor, GR Towers, L-127,
4th Main Rd, Sector 6,
HSR Layout, Bengaluru, Karnataka. 560102
Customer Service e-mail: [email protected]
Contact Number: +91 93106 37483
CIN Number : U65100KA2015PTC083383
FREQUENTLY ASKED QUESTIONS
A loan against shares is better than a personal loan as it doesn’t charge any high processing fee on your loan, and your loan even gets approved if you have a bad credit score.
An interest rate of 13.00% to 16.00% is applicable on loans against shares.
Make sure you fall under the following eligibility criteria for getting a loan against shares: All the approved shares units in NSDL are accepted. You need to have share units in CAMS, KFintech & DEMAT can get lending too
You may be charged 2% of your loan amount as a processing fee for getting a loan against shares.
The best part of getting a loan against shares is that you do not need to maintain a good credit score. Your loan will be approved if you have shares in your name, despite your low credit score.