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Chintamani Finlease Business Loan
A business loan is able to provide the funds required to launch or grow your business, buy machinery, recruit staff, and make marketing investments.Powered By
Chintamani Finlease Business Loan
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Here are a few factors
| Location | Delhi NCR |
| CIBIL Score | No Minimum Cibil Score Required (Based on Individual Case) |
| Minimum Salary Per Month | Based on Lender's Eligibility Criteria |
| Loan Amount & Tenure | INR 40,000 to INR 3,00,000 (Depends on Customer Profile) |
| Rate of Interest (Type) | 26% Per Annum, 2.16% Per Month |
| USP | No Minimum Cibil Score Required (Based on Individual Case) |
About Chintamani Finlease Business Loan
A business loan is an excellent form of financial leverage for entrepreneurs and business owners. They can use a business loan to support and spur growth, business expansion, and daily operating costs. When a start-up is looking for funding to launch or a full-scale business wanting to expand, the needed capital to fuel your business to achieve its goals and be successful is provided through a business loan.
Such a business loan includes terms which are flexible, interest rates customized, and types of loans to suit different needs. The money from the business loan can be used to make new equipment purchases, hire staff, increase the amount of stock, or take on more extensive projects, which is significantly helpful for the business running in today's competitive market.
Documents Required for Chintamani Finlease Business Loan
Photograph , Adhaar Card , Pan Card
Income Tax Return (Last 1 year) , GST
1 business Video
Rent Agreement for Rented House
Electricity bill for Own House
Terms and Conditions
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Document Accountability: The client assumes responsibility for the accuracy and authenticity of the provided documents. Chintamani Finlease shall not be held liable for any discrepancies resulting from incorrect documentation.
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Legal Action for Forged Documents: Chintamani Finlease reserves the right to initiate legal proceedings against the customer in the event of forged or fraudulent documents being submitted.
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Disbursal Timeline: The disbursal window for Personal and Business Loans is within 2 working days. However, if unforeseen circumstances extend this period, Chintamani Finlease shall not be held accountable for any delays beyond the stipulated time frame.
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Processing Fee: A processing fee of 5% is applicable on all transactions.
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Disbursal to Bank Account: The disbursal amount will be credited to the customer's designated bank account.
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Guarantor Requirement: In certain cases, Chintamani Finlease may require a guarantor for the loan application
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GST Calculation: Goods and Services Tax (GST) at a rate of 18% will be applied to the processing fees.
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Advance EMI Deduction: One Equated Monthly Installment (EMI) will be deducted in advance before the disbursal of the loan amount.
These terms and conditions are binding and govern the relationship between the Client and Chintamani Finlease.
FREQUENTLY ASKED QUESTIONS
Most of the businesses qualify. These comprise small start-ups and SMEs and well-established organizations. All would be considered subject to their credit score, business turnover, and profitability.
It can be, but terms may come with higher interest rates or more stringent collateral needs. A good performance on the part of your business increases your odds.
A business line of credit allows you to borrow funds as needed up to a certain amount and only charges interest against the sum that you have borrowed, making it quite a flexible tool for cash management.
The loan is payable through equal monthly installments over the tenure. Moreover, many lenders also provide flexible options as per the cash flow.
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