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Chintamani Finlease Personal Loan
With minimal documentation and simple qualifying requirements, you can digitally apply for a personal loan ranging from INR 40,000 to INR 2,00,000.Powered By
Chintamani Finlease Personal Loan
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Here are a few factors
| Location | Delhi NCR |
| CIBIL Score | No Minimum Cibil Score Required (Based on Individual Case) |
| Minimum Salary Per Month | INR 27,000 |
| Loan Amount & Tenure | INR 40,000 to INR 2,00,000 (Depends on Customer Profile) |
| Applicant Age | 23 Year to 60 Year |
| Rate of Interest (Type) | 26% Per Annum, 2.16% Per Month |
| Processing Mode & TAT | Processing: Online TAT: 1 Day to 3 Days |
| Minimum Job Experience | 3 month Continuous Salary |
| USP | Family Income can also be considered |
About Chintamani Finlease Personal Loan
This is a very flexible financial tool. It can be used to acquire ready access to cash quickly for one or more of the above individual needs-for example, to cover surprise bills, pay off other debts, finance a much-needed vacation or complete home improvement work. Unlike secured loans, personal loans are usually unsecured and do not require any collateral.
With excellent repayment flexibility, competitive interest rates, and without the hassle of extended documentation or long approval procedures, loan facilities are what most people require for obtaining an unsecured personal loan.
Documents Required for Chintamani Finlease Personal Loans
Photograph , Adhaar Card , Pan Card
Salary Slip (3 months) or Bank Statement (4 months)
Rent Agreement for Rented House
Electricity bill for Own House
Terms and Conditions
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Document Accountability: The client assumes responsibility for the accuracy and authenticity of the provided documents. Chintamani Finlease shall not be held liable for any discrepancies resulting from incorrect documentation.
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Legal Action for Forged Documents: Chintamani Finlease reserves the right to initiate legal proceedings against the customer in the event of forged or fraudulent documents being submitted.
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Disbursal Timeline: The disbursal window for Personal and Business Loans is within 2 working days. However, if unforeseen circumstances extend this period, Chintamani Finlease shall not be held accountable for any delays beyond the stipulated time frame.
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Processing Fee: A processing fee of 5% is applicable on all transactions.
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Disbursal to Bank Account: The disbursal amount will be credited to the customer's designated bank account.
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Guarantor Requirement: In certain cases, Chintamani Finlease may require a guarantor for the loan application
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GST Calculation: Goods and Services Tax (GST) at a rate of 18% will be applied to the processing fees.
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Advance EMI Deduction: One Equated Monthly Installment (EMI) will be deducted in advance before the disbursal of the loan amount.
These terms and conditions are binding and govern the relationship between the Client and Chintamani Finlease.
FREQUENTLY ASKED QUESTIONS
An unsecured loan offered by banks or financial organizations to borrowers for amounts borrowed without security.
Yes, personal loans are versatile and can be applied to a particular need. These may be marriage, education, holiday, hospital bills, and clearing of debts, among others.
Commonly, you have to give Aadhar and PAN card, identity proof and address proof. Along with salary slips or bank statements (which would be income proof), a recent photograph or two.
If your credit history is good and if your income is stable then, you will get this pre-approved loan, that's why its processing and disbursal time is much shorter.
A missing EMI means penalties and could further harm your credit score; in case of a lapse without payment consecutively, there could be litigation also.
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