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About Chintamani Finlease Personal Loan
This is a very flexible financial tool. It can be used to acquire ready access to cash quickly for one or more of the above individual needs-for example, to cover surprise bills, pay off other debts, finance a much-needed vacation or complete home improvement work. Unlike secured loans, personal loans are usually unsecured and do not require any collateral.
With excellent repayment flexibility, competitive interest rates, and without the hassle of extended documentation or long approval procedures, loan facilities are what most people require for obtaining an unsecured personal loan.
Documents Required for Chintamani Finlease Personal Loans
Photograph , Adhaar Card , Pan Card
Salary Slip (3 months) or Bank Statement (4 months)
Rent Agreement for Rented House
Electricity bill for Own House
Terms and Conditions
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Document Accountability: The client assumes responsibility for the accuracy and authenticity of the provided documents. Chintamani Finlease shall not be held liable for any discrepancies resulting from incorrect documentation.
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Legal Action for Forged Documents: Chintamani Finlease reserves the right to initiate legal proceedings against the customer in the event of forged or fraudulent documents being submitted.
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Disbursal Timeline: The disbursal window for Personal and Business Loans is within 2 working days. However, if unforeseen circumstances extend this period, Chintamani Finlease shall not be held accountable for any delays beyond the stipulated time frame.
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Processing Fee: A processing fee of 5% is applicable on all transactions.
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Disbursal to Bank Account: The disbursal amount will be credited to the customer's designated bank account.
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Guarantor Requirement: In certain cases, Chintamani Finlease may require a guarantor for the loan application
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GST Calculation: Goods and Services Tax (GST) at a rate of 18% will be applied to the processing fees.
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Advance EMI Deduction: One Equated Monthly Installment (EMI) will be deducted in advance before the disbursal of the loan amount.
These terms and conditions are binding and govern the relationship between the Client and Chintamani Finlease.

