GIC Housing Home Loan

ID & Address Proof (Any One Required)

• PAN card (Mandatory if income is considered )

• Voter ID car loan eligibility calculation

• Valid Passport, Driving licence, Aadhar Car

Residence Proof (Any One Required)

• Utility Bill: Electricity, Telephone, Postpaid mobile, water bill etc.

• Ration card , Letter from employer

• Bank statement /copy of Passbook reflecting address , Valid Rent Agreement

Property Documents

• Allotment letter from builder

• Agreement of Sale

• Registration and stamp duty receipt

• Index.php ii

• NOC from builder

• Own Contribution Receipt (OCR )

• All builder-linked documents (Applicable for cases which are not approved or previously not funded by GICHFL)

• Development Agreement

• Tripartite Agreement

• Partnership Deed

• Sale Deed

• Title Search Report

• NA order

• Occupancy Certificate

Salaried Individuals

• Salary slips for the last 12 months or salary certificate*

• Copy of bank statements for the past 6 months (salary account)

Self-Employed Professional

• Certificate of qualification for professionals: CA, Doctors or Architects

• Copy of last three years’ income tax returns, along with computation of income

• VAT or Service Tax or GST returns or TDS Certificate

• Bank statement for the last 12 months (Savings account, current account and O/D account)

Business Class

• Copy of your last three years’ income tax returns, along with computation of income

• Copy of last three years' P/L account with all schedules and audited balance sheet, wherever applicable

• VAT or Service Tax returns or GST or TDS Certificate

• Bank statement for the last 12 months (Savings account, current account or an O/D account)