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Godrej Capital Business Loan
Godrej Capital has introduced business loans designed exclusively for micro, small, and medium-sized businesses (MSMEs). Godrej Capital is aiming to offer easily accessible financing alternatives. These are helping business people to address the specific demands of cash flow management for small firms.Powered By
Godrej Capital Business Loan
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Here are a few factors
| Location | Delhi-NCR |
| CIBIL Score | 690+ |
| Processing | Offline |
| Business Vintage | 3 Year |
| Minimum Turnover | 50 Lac No limit |
| Loan Amount & Tenure | 10
Lac-40 Lac (12month to 60 month) |
| Loan Product | Term Loan & DOD Limit |
| Rate of Interest & Type | 17.50% to 20% (Reducing) |
| TAT | Sanction-7 Days Disbursement-10 Days |
| Processing Fees | 2% |
| Foreclosure Charges | 4% |
| Applicant Type | Any Self Employed Person |
| Whether Co-Applicant Mandatory | Yes, when applicant is other than individual or proprietorship firm |
| Proprietor Age/Co-Applicant Age | 23 Year-65 Year |
| Part Payment Allowed | Yes, after 12 month |
| Whether Ownership Proof Required | Yes, one should be owned at business place |
| Business Registration Proof Mandatory | Yes |
| Program | 1.
Banking-35 Lac 4. DOD Limit-50 Lac 5. Degree Program-50 Lac |
| Product for Professionals | No |
| Negative Profile | Both
Side Rented, School, Grain Traders, Advocates, Jewelers, Share Traders, Gym,
Liquor Business, Man Power, Coal Industry, Hotels, Civil Contractors |
| USP | No Financial up to 35 Lac Loan |
| Additional | 1.
51% Shareholding required on Loan if applicant is LLP/Partnership
firm/Company 2. Real Estate & Aviation Sector are catious profile |
Required Documents to Apply for Godrej Capital Business Loans
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
Note : Godrej Capital Business Loan may ask for additional documents based on the applicantās profile. The above list is for reference purposes only.
About Godrej Capital Business Loan
A wide variety of business loans are offered by Godrej Capital, which serves both individuals and commercial organizations. There are options for both secured and unsecured loans. The Godrej Capital Commercial Property Loan and the Godrej Capital Business Loan are two separate business lending plans offered by the lender.
Godrej Capital provides affordable interest rates for commercial property loans, beginning at 9.75% annually. This loan is intended for companies looking for funding for commercial property. The Godrej Capital Business Loan Programme, on the other hand, has interest rates starting at 17% annually. This choice is made to fit the financial needs of distinct business endeavours.
Godrej Capital enables people and businesses to get the funds they require by providing a variety of loan options and competitive interest rates.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
You can get upto 40 lakhs from Godrej Capital.
If you meet other qualifying criteria of Godrej Capital Business loan, then you can apply for it.
No, you will not be approved for Godrej Capital Business loan.
Yes, you are eligible for Godrej Capital business loan.
Godrej Capital generally takes 5-7 working days to disburse approved loan amounts.
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