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HDFC Bank (Business Banking Loan against Property upto 200Cr)
By using your property as collateral for a loan, you can get access to cash right away. It's a popular option because of its cheap interest rate and long repayment time. As the name implies, a loan secured by one's own property—either residential or commercial—is a good alternative to handle financial hardships.Powered By
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HDFC Bank (Business Banking Loan against Property upto 200Cr)
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Here are a few factors
| Location | Pan India |
| CIBIL Score | 650+ |
| Applicant | Any Self Employed Person |
| Applicant Age | 21 Year to 70 Year |
| Loan Amount & Tenure | 25
Cr-200 Cr ( Upto 15 year) |
| Login Fees | Nil |
| Rate of Interest & Type | 9% to 10.50% (Reducing) |
| TAT | 30 days-45 Days |
| Processing Fees | 0.20% - 0.50% |
| Foreclosure Charges | 0-2% |
| Insurance | Property Insurance |
| Minimum Business Vintage | 3 Year |
| Lock In Period | 12 month |
| Part Payment Allowed | Yes |
| LTV | Upto 100% of Property Value |
| Product | Fresh LAP, BT+Top Up, Lease Rental Discounting, Project Base Funding |
| Program | 1.
Income Program 2. Lease Rental Discounting 3. Project Loan 4. Future Cash Flow |
| FOIR | NA |
| Cautious Profile | No |
| Negative Profile | Applicantant whose turnover < 50 cr or >500 cr |
| Funded Property | All Type of Approved Property |
| Negative Property | Un-Approved Property |
| Accepted Collateral | All Type of Approved Property |
| Minimum Job Experience for Salaried Person | NA |
| Experience with Current Employer | NA |
| Any Specific Product for Professionals | NA |
| USP | High Ticket Loan |
Required Documents to Apply for HDFC Bank (Business Banking Loan against Property upto 200Cr)
Salaried income documents
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KYC of applicant & Co-Applicant
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Last 3 Month Salary Slip of Applicant
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Last 12 month Bank Statement of applicant & co-applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 2 Year Form 16 of applicant
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26AS of last 2 year of applicant & co-applicant
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Appointment letter of applicant if available
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Latest utility Bill if owned residence or rent agreement if rented
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2 Reference with contact details
Self Employed person documents
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
The applicant’s age should be between 21-70 years.
The minimum CIBIL score of the applicants should be 650+.
The bank will ask no login fee for this loan.
You can get a loan amount of upto 100% of your property’s value.
Yes, HDFC Bank will allow you to repay your loan partially.
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