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Hinduja Housing Finance Home Loan
Home loans from Hinduja Housing Finance may be used for a broad range of functions, including investing in a ready-made housing unit, investing in a plot of land and building a house for the first time on it, or even renovating and improving the current one. Home loans from HHF are often intended to assist people and families in attaining their ambition of buying a home. Depending on aspects such as the applicant's earnings, credit score, property worth, and ability to repay the loan, the loan value, rates of interest, and eligibility requirements may change.Powered By
Hinduja Housing Finance Home Loan
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Here are a few factors
Required Documents to Apply for Hinduja Housing Finance Home Loan
Salaried income documents
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KYC of applicant & Co-Applicant
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Last 3 Month Salary Slip of Applicant
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Last 12 month Bank Statement of applicant & co-applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 2 Year Form 16 of applicant
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26AS of last 2 year of applicant & co-applicant
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Appointment letter of applicant if available
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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Approved MAP of Property if available
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Latest utility Bill if owned residence or rent agreement if rented
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2 Reference with contact details
Self Employed person documents
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Agreement to Sale if new purchase case
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Property Paper with complete chain of last 13 years
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Approved MAP of Property if available
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Some Important Points
If Applicant is
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
Co-Applicant means in case of
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
3. If applicant is professional, then his professional degree is required
About Hinduja Housing Finance Home Loan
Are you set to make the exciting decision to become a homeowner? Your path to house ownership will be simpler and more feasible than ever because of Hinduja Finance's flexible and cheap home loan options.
They provide competitive interest rates that enable you to reduce the overall cost of your loan and your monthly payments.Your financial objectives and situation can be accommodated by tailoring one of its home loan solutions.By using their simplified application procedure, you can quickly come one step closer to your ideal home.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
You would require the following papers in order to purchase a property that is already identified:
Revenue records
15-year encumbrance certificate
Original title deeds
A construction or sale agreement
A layout or design that has been authorized, etc.
The loan would be approved between 2 and 10 working days, based on favourable criteria.
Yes, partial or full payments may be used for pre-closing.
Only three times per fiscal year are part-payments permitted, with each payment requiring a minimum of six EMIs.
Co-applicants are permitted; however, only up to four incomes may be combined. Not every co-applicant must also be a co-owner. Co-applicants may include the spouse, parents, or children, as well as additional family members as determined by Hinduja Housing Finance.
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