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Here are a few factors

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Right Documents : Easy Process

Required Documents for IDFC BANK LOAN AGAINST PROPERTY

Salaried Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case.
  • Sanction letter of all running loans.
  • Latest utility Bill if owned residence or rent agreement if rented.
  • 2 Reference with contact details.

Self-employed Income Documents

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 years of applicant & co-applicant.
  • Copy of GST registration ,Copy of MSME registration ,Copy of Last 12 month GST return
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loans.
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented.
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letterhead
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

About IDFC Bank Loan Against Property

A helping hand assures us that there is always a way out whenever we are caught between life challenges. A loan, like a buddy who supports us through a difficult time financially, is something that IDFC First Bank offers.

IDFC Bank is one of the top lenders in the Indian market currently. IDFC First Bank guarantees that its borrower receives whatever they want. The financial organization offers speedy fund disbursement with a seamless loan application process. Loans with reasonable interest rates are available to both independent and salaried workers without breaking the bank.

IDFC Bank Customer Support

Eligibility Criteria

Any salaried or self-employed person can apply for this loan.

The salaried individualโ€™s age should be between 21-65 years.

The self-employed individualโ€™s age should be within 21-70 years.

The applicant should maintain a 670+ CIBIL Score.

FREQUENTLY ASKED QUESTIONS