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Here are a few factors

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Required Documents

  • Utility bills, voter ID cards, passports,
  • Aadhar cards, and driving licenses
  • Proof of Income
  • Salary slips for the previous six months
  • For the previous two years, Form 16 and IT
  • The salary account's bank account statement for the previous 12 months the last three years' audited profit and loss statements and balance sheets.
  • ITR, including the last three years' income computations.
  • A statement of all active bank accounts for the previous 12 months. Account statements and a sanction letter covering the last 12 months for each lending account.
  • The business entity's letterhead features the company profile.
  • AOA and MOA for Businesses.
  • The Partnership Company's partnership deed.
  • The Shop Act license for proprietorship

Eligibility Criteria

The applicant’s age should be within 21 to 70 years.

The applicant needs to have at least 700+ CIBIL Score.

Any salaried or self-employed individual can apply for this loan.

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