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Shriram Finance Business Loan
Shriram Finance's Business Loan is a financial product designed to cater to the monetary needs of various types of businesses. Whether it's for augmenting working capital, financing business expansion, acquiring inventory, purchasing equipment, or implementing marketing strategies, Shriram Finance offers a broad spectrum of business loans, either secured or unsecured, based on the borrower's eligibility and specific needs.Powered By
Shriram Finance Business Loan
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Here are a few factors
| Location | 50Km from Branch |
| CIBIL Score | 680+ |
| Processing | Offline |
| Business Vintage | 3 Year |
| Minimum Turnover | 2Cr+ |
| Loan Amount & Tenure | 5 Lac- 50 Lac (12 month- 60 Month) |
| Loan Product | Only Term Loan No OD Limit |
| Rate of Interest & Type | 15% to 22% Banking (Reducing) |
| TAT | Sanction-3
Days Disbursement-7 Days |
| Processing Fees | 2% |
| Foreclosure Charges | 4% |
| Applicant Type | Any Self Employed Person |
| Whether Co-Applicant Mandatory | Yes |
| Proprietor Age/Co-Applicant Age | 24 yrs to 60 yrs |
| Part Payment Allowed | No |
| Whether Ownership Proof Required | Yes, Either Office or Residence should be owned within Lending Branch Location |
| Business Registration Proof Mandatory | Yes |
| Program | GST Program & Banking Program |
| Product for Professionals | No |
| Negative Profile | Both Side Rented Applicant, Advocates, Jewellers, Share Traders, Gym, Liquor Business, Real Estate |
| USP | 1.
No of Enquiries not matter 3. FOIR 100% in GST 4 . Petrol Pump, Tour & Travel, Scrap & Textile all profile |
| Additional | 1. 51% Shareholding required on Loan if applicant is LLP/Partnership firm/Company |
Documents required for Shriram Finance Business Loan
Let’s look into the eligibilities and required Documentation to make your application process even smoother:
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Note : Shriram Finance Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
About Shriram Finance Business Loan
Shriram Finance Business Loan is here to help you realize the maximum potential of your company. Don't let financial limits hamper your progress. Apply for a Shriram Finance business loan instantly to take a further step towards realising your business goals.
Give your company the financial backing it deserves. Join up with Shriram Finance to start on a journey of growth, innovation, and success. Apply now to feel the difference that comes from having a financial partner who is committed to seeing your company succeed.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
FREQUENTLY ASKED QUESTIONS
An unsecured business loan is a type of loan that doesn't require the borrower to put up any collateral or security. The lender trusts in the borrower's capacity to repay the loan based on their creditworthiness, which is assessed through factors such as income, credit history, and financial stability.
To secure an unsecured business loan from Shriram Finance, you need to apply either online or visit a Shriram Finance branch. The application process will require you to submit essential documents like KYC (Know Your Customer) forms, bank statements, business registration proof, and income proof. It's important to provide accurate and complete information to avoid rejection.
Shriram Finance is a reputed name in the financial sector and offers competitive interest rates on their business loans. They provide flexible repayment options, ensuring you can manage your business's cash flow effectively. The loan approval process is quick, and they require minimal documentation, reducing the hassle for borrowers. Moreover, Shriram Finance offers tailored solutions to meet your unique business needs.
Yes, Shriram Finance offers a seamless online application process. You can apply by filling out a simple form on their website and uploading the necessary documents. Once you submit your application, they offer instant approval and disbursal of the loan amount within 24 hours, subject to verification and approval.
At Shriram Finance, the loan limits for a business loan range between ₹1 lakh to ₹30 lakhs. These limits provide enough flexibility for small to medium-sized businesses to secure the capital they need for their operations or expansion.
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