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SMFG India Credit Personal Loan
In this generation of everything going online, people don’t want to step outside and juggle the hassle of getting things done. Whether it’s fetching groceries, shopping for new clothes, getting a taxi, or even securing any financial help. Yes, gone are the days when people had to wait in queues for days to get a Personal loan or any other financial help. Many financial institutes are switching to digital mode, and one of those innovative companies is SMFG India Credit. SMFG India Credit offers a wide range of financial products such as Personal loans, business loans, loans against property, home loans, loans against security, etc. Let’s talk about one of its most demanded products which is the Personal Loan. SMFG India Credit offers Personal loans at competitive interest rates along with a transparent procedure and quick disbursals.Powered By
SMFG India Credit Personal Loan
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Here are a few factors
| Location | PAN INDIA |
| Processing Mode | Online |
| TAT | 1-2 days |
| CIBIL | 650+ |
| Min. required salary | Rs. 25,000 monthly |
| Loan Amount | 50k to 2.50 Lac |
| Repayment Tenure | 12 Months to 36 Months) |
| Rate of Interest | 17-31% |
| Type of ROI | Reducing |
| Processing Fees | 5% |
| Foreclosure charges | 4% + GST |
| Part-payment allowance | No Income Documents Required |
| Co-applicant required | No |
| Negative Profiles | Politicians, Police Officers, Wine Shops, Bar, Lawyer and Legal Professionals, Share Broking Firms, Arms & Ammunition |
| Dealers, Scrap Dealer, Builders, Event Management, Gambling, Tobacco, Amusement Park | |
| USP | No Income Documents Required |
Required Eligibility
The age of the applicant must be between 21 to 65
The minimum monthly salary of the applicant must be Rs. 25,000
Only the salaries received through NEFT, COMPANY TRANSFER, and RTGS are eligible.
The minimum job experience of the applicant must be 3 months.
The applicant’s current employer’s business must be 1 year old.
Driving License
Passport
Landline telephone bill
Why Choose SMFG Indian Credit
Wide range of financing options
Transparent procedure
Quick and easy disbursals
Competitive rate of interest
Required Documents
Identity Proof
Proof of Address
FREQUENTLY ASKED QUESTIONS
Yes, you can apply for an SMFG India Credit Personal Loan without income documents
The Rate of interest for SMFG India Credit personal loan starts at 17% onwards.
No, as lawyers are considered a negative profile by the NBFC.
Yes, you can foreclose the SMFG India Credit Personal Loan. However, the applicant will have to pay a charge of 4% + GST.
Yes, part- payment is allowed in SMFG India Credit Personal Loan.
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