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Here are a few factors

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LocationPAN INDIA
Processing Mode
Online
TAT
1-2 days
CIBIL
650+
Min. required salary
Rs. 25,000 monthly
Loan Amount

50k to 2.50 Lac

Repayment Tenure
12 Months to 36 Months)
Rate of Interest
17-31%
Type of ROI
Reducing
Processing Fees
5%
Foreclosure charges
4% + GST
Part-payment allowance
No Income Documents Required
Co-applicant required
No
Negative Profiles
Politicians, Police Officers, Wine Shops, Bar, Lawyer and Legal Professionals, Share Broking Firms, Arms & Ammunition



Dealers, Scrap Dealer, Builders, Event Management, Gambling, Tobacco, Amusement Park
USPNo Income Documents Required
Quick

Required Eligibility

The age of the applicant must be between 21 to 65

The minimum monthly salary of the applicant must be Rs. 25,000

Only the salaries received through NEFT, COMPANY TRANSFER, and RTGS are eligible.

The minimum job experience of the applicant must be 3 months.

The applicant’s current employer’s business must be 1 year old.

Driving License

Passport

Landline telephone bill

Why Choose

Why Choose SMFG Indian Credit

Wide range of financing options

Transparent procedure

Quick and easy disbursals

Competitive rate of interest

Documents

Required Documents

Identity Proof

Proof of Address

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Yes, you can apply for an SMFG India Credit Personal Loan without income documents

The Rate of interest for SMFG India Credit personal loan starts at 17% onwards.

No, as lawyers are considered a negative profile by the NBFC.

Yes, you can foreclose the SMFG India Credit Personal Loan. However, the applicant will have to pay a charge of 4% + GST. 

Yes, part- payment is allowed in SMFG India Credit Personal Loan.

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