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Tata Housing Home Loan
A smooth journey toward becoming a homeowner is ensured with Tata Housing Home Loan.Powered By
Tata Housing Home Loan
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Here are a few factors
| Location | 60 Km from Branch Location |
| CIBIL Score | 750+ |
| LogIn Fee | Rs. 1180 |
| Applicant Type | Any Salaried or Self-employed Person |
| Applicant Age | Salaried - 22-60 Years Self-employed - 22-70 Years Govt Employee- 21-65 Years |
| Loan Amount | 30 Lac to 7 Cr |
| Minimum Salary Per Month | Min. - Rs.25,000 |
| Tenure | 10-30 Years |
| Rate of Interest (Type) | 8.50% Onwards |
| Processing Fee | 0.50% |
| LTV | 100% of Registry Value or 75% of Market Value, Whichever is Lower |
| TAT | Salaried- 3 Days Self-employed- 7 Days |
| FOIR | Up to 70% of Net Salary, 100% FOIR for Self-employed |
| Forclosure Charges | Nil for Individual, If Applicant is other than Individual-2% |
| Co-Applicant Needed | Yes |
| Minimum Job Experience | 1 Year |
| Experience with current Employer | 3 Months |
| Business Vintage for Self-Employed | 2 Years |
| Any Specific Advantage for Professionals | For Chartered Accountants and Doctors, ROI is Lower. |
| Part Payment Allowed | Yes |
| Home Loan OD Product | DOD |
| Negative Profile | Cash Salary , without ITR |
| USP | Funding to NRI Applicants. |
About Tata Housing Home Loan
With customized finance solutions, Tata Housing Home Loan simplifies the purchase or construction of your dream home. Tata Housing Home Loan provides financial assistance at a time when first-time buyers require comprehensive, customized loan solutions, making home ownership simple and accessible. From the most competitive interest rates to flexible repayment plans and trusted support, Tata Housing aims to make the journey that much easier in turning one's vision of homeownership into reality.
Documents Required for Tata Housing Home Loan
Proof of Identification
Proof of Residency
Proof of age
Proof of income (if you are a salaried applicant),
proof of property (if you have selected a property),
If relevant, information about your current loan.
FREQUENTLY ASKED QUESTIONS
Competitive interest rates vary with the type of loan and its tenure.
All basic KYC, income proofs, property documents and the bank statements.
Policies about repayment in advance vary from one loan agreement to another; in most cases, there are very low or no such charges.
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