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Here are a few factors
Location | PAN India |
CIBIL Score | 650+ |
Applicant | Only Salaried Person |
Applicant Age | 21 Year to 60 Year |
Loan Amount & Tenure | 5 Lac to 75 Lac(5 year to 20 year) |
Login Fees | 3000 |
Rate of Interest & Type | 10% to 13% (Reducing) |
TAT | 15 Days |
Processing Fees | Nill |
Insurance & Other Charges | 2%-4% |
Foreclosure Charges | Nil |
Minimum Income | 12000 Per Month |
Lock In Period | 1 Year |
Part Payment Allowed | Yes |
Home Loan OD Product | No |
LTV | 70% of Property Value |
Product | New Purchase, Plot Purchase, Plot Purchase+ Construction, Home Renovation |
Program | Income Base Program |
CO - Applicant | Yes |
FOIR | If Salary<30K-45% of Net Salary, If Salary>30K-50-70% |
Negative Profile | Jewelers, Builders, Cash Salaried Applicant, Self Employed Applicant |
Funded Property Type | (i)
Residential Property (ii) Residential Plot Purchase (iii) Residential Plot Purchase & Construction |
Negative Property | Lal Dora, |
Accepted Collateral | All Approved Property |
Business Vintage for Self Employed Person | 1 Year |
Minimum Job Experience for Salaried Person | 1 Year |
Experience with Current Employer | 1 Month |
Any Specific Product for Professionals | No |
USP | Funding to NRI applicant |
Required Documents to Apply for WeRize Home Loan
KYC of applicant & Co-Applicant
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Last 3 Month Salary Slip of Applican
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Last 12 month Bank Statement of applicant & co-applicant.
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 2 Year Form 16 of applicant
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26AS of last 2 year of applicant & co-applicant
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Appointment letter of applicant if available.
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Agreement to Sale if purchase case
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Property Paper with a complete chain of the last 13 years.
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Approved MAP of Property if available
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loans.
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Latest utility Bill if owned residence or rent agreement if rented.
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2 Reference with contact details.
About WE Rize Home Loan
WeRize offers a variety of housing loans to assist people in buying the homes of their dreams.
Since buying a home is a big investment, it is important to make the right choice. WeRize offers
the ideal option to meet your needs if you are purchasing your first home.
Are you looking to buy a new house? You may apply for a housing loan at WeRize. WeRize
Housing loans have an exceptionally low interest rate of just 10%, so look no further. You may
finally realize your dreams of house ownership with WeRize without breaking the bank.
In Case of Any Query
Mail : [email protected]
Basic Eligibility Criteria
The applicant should be between 21-60 years.
The Applicant should have at least 650+ CIBIL Score.
Only salaried people ask for loans.
The applicant should have worked with his or her current employer for at least 1 month
FREQUENTLY ASKED QUESTIONS
The minimum CIBIL Score required for WeRize home loan is 650+.
Only Salaried persons are eligible to apply for WeRize home loan.
Yes, you can take upto 75 lakhs as a home loan from WeRize.
You will be charged upto Rs. 3000 as login fees.
Yes, you will get a home loan from WeRize.