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Here are a few factors

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Location PAN India
CIBIL Score 650+
Applicant Only Salaried Person
Applicant Age 21 Year to 60 Year
Loan Amount & Tenure 5 Lac to 75 Lac(5 year to 20 year)
Login Fees 3000
Rate of Interest & Type 10% to 13% (Reducing)
TAT 15 Days
Processing Fees Nill
Insurance & Other Charges 2%-4% 
Foreclosure Charges Nil
Minimum Income 12000 Per Month 
Lock In Period 1 Year
Part Payment Allowed Yes
Home Loan OD Product No
LTV 70% of Property Value
Product New Purchase, Plot Purchase, Plot Purchase+ Construction, Home Renovation
Program Income Base Program
CO - Applicant Yes
FOIR If Salary<30K-45% of Net Salary, If Salary>30K-50-70%
Negative Profile Jewelers, Builders, Cash Salaried Applicant, Self Employed Applicant
Funded Property Type (i) Residential Property
(ii) Residential Plot Purchase
(iii) Residential Plot Purchase & Construction
Negative Property Lal Dora,
Accepted Collateral All Approved Property
Business Vintage for Self Employed Person 1 Year
Minimum Job Experience for Salaried Person 1 Year
Experience with Current Employer 1 Month
Any Specific Product for Professionals No
USP Funding to NRI applicant
Right Document : Easy Process

Required Documents to Apply for WeRize Home Loan

KYC of applicant & Co-Applicant

  • Last 3 Month Salary Slip of Applican
  • Last 12 month Bank Statement of applicant & co-applicant.
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Appointment letter of applicant if available.
  • Agreement to Sale if purchase case
  • Property Paper with a complete chain of the last 13 years.
  • Approved MAP of Property if available
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loans.
  • Latest utility Bill if owned residence or rent agreement if rented.
  • 2 Reference with contact details.

About WE Rize Home Loan

WeRize offers a variety of housing loans to assist people in buying the homes of their dreams. Since buying a home is a big investment, it is important to make the right choice. WeRize offers the ideal option to meet your needs if you are purchasing your first home.
Are you looking to buy a new house? You may apply for a housing loan at WeRize. WeRize Housing loans have an exceptionally low interest rate of just 10%, so look no further. You may finally realize your dreams of house ownership with WeRize without breaking the bank.

In Case of Any Query

Basic Eligibility Criteria

The applicant should be between 21-60 years.

The Applicant should have at least 650+ CIBIL Score.

Only salaried people ask for loans.

The applicant should have worked with his or her current employer for at least 1 month

Leave Your Question

FREQUENTLY ASKED QUESTIONS

 The minimum CIBIL Score required for WeRize home loan is 650+.

Only Salaried persons are eligible to apply for WeRize home loan.

Yes, you can take upto 75 lakhs as a home loan from WeRize.

You will be charged upto Rs. 3000 as login fees. 


Yes, you will get a home loan from WeRize.

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